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5 Best Travel Cards for Iceland

Getting an international travel card before you travel to Iceland can make it cheaper and more convenient when you spend in Icelandic Króna. You'll be able to easily top up your card in USD before you leave the US, to convert seamlessly to ISK for secure and flexible spending and withdrawals.

This guide walks through our picks of the best travel cards available for anyone from the US heading to Iceland, like Wise or Revolut. We'll walk through a head to head comparison, and a detailed look at their features, benefits and drawbacks.

5 best travel money cards for Iceland:

Let's kick off our roundup of the best travel cards for Iceland with a head to head comparison on important features. Here's an overview of the providers we've picked to look at, for customers looking for ways to spend conveniently overseas when travelling from the US:

Each of the international travel cards we’ve picked out have their own features and fees, which may mean they suit different customer needs. Keep reading to learn more about the features, advantages and disadvantages of each - plus a look at how to order the travel card of your choice before you head off to Iceland.

Wise travel card

Open a Wise account online or in the Wise app, to order a Wise travel card you can use for convenient spending and withdrawals in Iceland. Wise accounts can hold 40+ currencies, so you can top up in USD easily from your bank or using your card. Whenever you travel, to Iceland or beyond, you’ll have the option to convert to the currency you need in advance if it’s supported for holding a balance, or simply let the card do the conversion at the point of payment.

In either case you’ll get the mid-market exchange rate with low, transparent fees whenever you spend in ISK, plus some free ATM withdrawals every month - perfect if you’re looking for easy ways to arrange your travel cash.

Wise features

Wise travel card pros and cons.

Hold and exchange 40+ currencies with the mid-market rate
Spend seamlessly in ISK when you travel
Some free ATM withdrawals every month, for those times only cash will do
Ways to receive payments to your Wise account conveniently
Manage your account and card from your phone
9 USD delivery fee for your first card
ATM fees apply once you've exhausted your monthly free withdrawals
Physical cards may take 14 - 21 days to arrive

How to apply for a Wise card

Here’s how to apply for a Wise account and order a Wise travel card in the US:

Open the Wise app or desktop site

Select Register and confirm you want to open a personal account

Upload your ID document to complete the verification step

Tap the Cards tab to order your card

Pay the one time 9 USD fee, confirm your mailing address, and your card will be on the way, and should arrive in 14 - 21 days

Revolut travel card

Choose a Revolut account, from the Standard plan which has no monthly fee, to higher tier options which have monthly charges but unlock extra features and benefits. All accounts come with a smart Revolut card you can use in Iceland, with some no fee ATM withdrawals and currency conversion monthly, depending on the plan you pick. Use your Revolut account to hold and exchange 25+ currencies, and get extras like account options for under 18s, budgeting tools and more.

Revolut features

Revolut travel card pros and cons.

Pick the Revolut account plan that suits your spending needs
Hold and exchange 25+ currencies, and spend in 150 countries
Accounts come with different card types, depending on which you select
All accounts have some no fee currency exchange and some no fee ATM withdrawals monthly
Some account tiers have travel perks like complimentary or discounted lounge access
You need to upgrade to an account with a monthly fee to get all account features
Delivery fees may apply for your travel card
Fair usage limits apply once you exhaust your currency conversion and ATM no fee allowances
Out of hours currency conversion has additional fees

How to apply for a Revolut card

Set up your Revolut account before you leave the US and order your travel card. Here’s how:

Download and open the Revolut app

Follow the prompts to confirm your address and order your card

Pay any required delivery fee - costs depend on your account type

Chime travel card

Use your Chime account and card to spend in Iceland with no foreign transaction fee. You’ll just need to load a balance in USD and then the money is converted to ISK instantly with the Visa rate whenever you spend or make a withdrawal. There’s a fee to make an ATM withdrawal out of network, which sits at 2.5 USD, but there are very few other costs to worry about. Plus you can get lots of extra services from Chime if you need them, such as ways to save.

Chime features

Chime travel card pros and cons.

No Chime foreign transaction fees
No ongoing charges for your account
Lots of extra products and services if you need them
Easy ways to manage your money online and in app
Virtual cards available
You'll need to inform Chime you're traveling to use your card abroad
Low ATM limits
Cards take 7 - 10 days to arrive by mail

How to apply for a Chime card

Here’s how to apply for a Chime account and order a travel card in the US:

Visit the Chime website or download the app

Click Get started and add your personal details

Add a balance

Your card will be delivered in the mail and you can use your virtual card instantly

Monzo travel card

Monzo cards can be ordered easily in the US and used for spending in Iceland and globally. Monzo accounts are designed for holding USD only - but you can spend in ISK and pretty much any other currency easily, with no foreign transaction fee. Your funds are just converted using the network exchange rate whenever you pay or make a withdrawal.

Monzo doesn’t usually apply ATM fees, but it’s worth knowing that the operator of the specific ATM you pick may have their own costs you’ll need to check out.

Monzo features

Monzo travel card pros and cons.

Good selection of services available
No foreign transaction fee to pay
No Monzo ATM fee to pay
Manage your card from your phone conveniently
Deposits are FDIC protected
You can't hold a foreign currency balance
ATM operators might apply their own fees

How to apply for a Monzo card

Here’s how to apply for a Monzo account and order a travel card in the US:

Visit the Monzo website or download the app

Click Get Sign up and add your personal details

Check and confirm your mailing address and your card will be delivered in the mail

Netspend travel card

Netspend has a selection of prepaid debit cards you can use for spending securely in Iceland. While these cards don’t usually let you hold a balance in ISK, they’re popular with travelers as they’re not linked to your regular checking account. That increases security overseas - plus, Netspend offers virtual cards you can use to hide your physical card details from retailers if you want to.

The options with Netspend vary a lot depending on the card you pick. Usually you can top up digitally or in cash in USD and then spend overseas with a fixed foreign transaction fee applying every time you spend in a foreign currency. You’ll be able to view the terms and conditions of your specific card - including the fees - online, by entering the code you’ll find when your card is sent to you.

Netspend features

Netspend travel card pros and cons.

Large selection of different card options depending on your needs
Some cards have no overseas ATM fees
Prepaid card which is secure to use overseas
Manage your account in app
Change from one card plan to another if you need to
You may pay a monthly fee for your card
Some cards have foreign transaction fees for all overseas use, which can be around 4%
Selection of fees apply depending on the card you pick

How to apply for a Netspend card

Here’s how to apply for a Netspend account and order a travel card in the US:

Visit the Netspend website

Click Apply now

Complete the details, following the onscreen prompts

Get verified

Your card will arrive by mail - add a balance and activate it to get started

What is a travel money card?

A travel money card is a card you can use for secure and convenient payments and withdrawals overseas.

You can use a travel money card to tap and pay in stores and restaurants, with a wallet like Apple Pay, or to make ATM withdrawals so you'll always have a bit of cash in your pocket when you travel.

Although there are lots of different travel money cards on the market, all of which are unique, one similarity you'll spot is that the features and fees have always been optimised for international use. That might mean you get a better exchange rate compared to using your normal card overseas, or that you run into fewer fees for common international transactions like ATM withdrawals.

Travel money cards also offer distinct benefits when it comes to security. Your travel money card isn't linked to your United States Dollar everyday account, so even if you were unlucky and had your card stolen, your primary bank account remains secure.

Travel money vs prepaid card vs travel credit card

It's helpful to know that you'll be able to pick from several different types of travel cards, depending on your priorities and preferences. Travel cards commonly include:

Travel debit cards
Travel prepaid cards
Travel credit cards

They all have distinct benefits when you head off to Iceland or elsewhere in the world, but they do work a bit differently.

Travel credit cards are different and may suit different customer needs. As with any other credit card, you may need to pay an annual fee or interest and penalties depending on how you manage your account - but you could also earn extra rewards when spending in a foreign currency, or travel benefits like free insurance for example. Generally using a travel credit card can be more expensive compared to a debit or prepaid card - but it does let you spread out the costs of your travel across several months if you'd like to and don't mind paying interest to do so.

What is a prepaid travel money card best for?

Let's take a look at the advantages of using a prepaid travel money card for travellers going to Iceland. While each travel card is a little different, you'll usually find some or all of the following benefits:

Hold and exchange foreign currencies - allowing you to lock in exchange rates and set a travel budget before you leave
Convenient for spending in person and through mobile wallets like Apple Pay, as well as for cash withdrawals
You may find you get a better exchange rate compared to your bank - and you'll usually be able to avoid any foreign transaction fee, too
Travel cards are secure as they're not linked to your everyday USD account - and because you can make ATM withdrawals when you need to, you can also avoid carrying too much cash at once

Overall, travel cards offer flexible and low cost ways to avoid bank foreign transaction and international ATM fees, while accessing decent exchange rates.

How to choose the best travel card for Iceland

We've picked out 5 great travel cards available in the US - but there are also more options available, which can make choosing a daunting task. Some things to consider when picking a travel card for Iceland include:

What exchange rates does the card use? Choosing one with the mid-market rate or as close as possible to it is usually a smart plan
What fees are unavoidable? For example, ATM charges or top up fees for your preferred top up methods
Does the card support a good range of currencies? Getting a card which allows you to hold and spend in ISK can give you the most flexibility, but it's also a good idea to pick a card with lots of currency options, so you can use it again in future, too
Are there any other charges? Check in particular for foreign transaction fees, local ATM withdrawal fees, inactivity fees and account close fees

Ultimately the right card for you will depend on your specific needs and preferences.

What makes a good travel card for Iceland

The best travel debit card for Iceland really depends on your personal preferences and how you like to manage your money.

Overall, it pays to look for a card which lets you minimise fees and access favourable exchange rates - ideally the mid-market rate. While currency exchange rates do change all the time, the mid-market rate is a good benchmark to use as it’s the one available to banks when trading on wholesale markets. Getting this rate, with transparent conversion fees, makes it easier to compare costs and see exactly what you’re paying when you spend in ISK.

Other features and benefits to look out for include low ATM withdrawal fees, complimentary travel insurance, airport lounge access or emergency cash if your card is stolen. It’s also important to look into the security features of any travel card you might pick for Iceland. Look for a card which uses 2 factor authentication when accessing the account app, which allows you to set instant transaction notifications, and which has easy ways to freeze, unfreeze and cancel your card with your phone.

For Iceland in particular, choosing a card which offers contactless payments and which is compatible with mobile wallets like Apple Pay could be a good plan. Card payments are extremely popular in Iceland - so having a card which lets you tap and pay easily can speed things up and make it more convenient during your trip.

Ways to pay in Iceland

Cash and card payments - including contactless, mobile wallet, debit, credit and prepaid card payments - are the most popular ways to pay globally.

In Iceland card payments are common in most situations. You’ll be able to make Chip and PIN or contactless payments or use your favourite mobile wallet like Apple Pay to tap and pay on the go. It’s still worth having a little cash on you just in case - and for the odd situations where cash is more convenient, such as when tipping or buying a small item in a market.

Which countries use ISK?

If you have ISK, you should be able to use it in a few countries. You may decide to keep your travel card topped up with a balance for this trip to Iceland or for the next time you’re headed somewhere which uses ISK.

What should you be aware of when travelling to Iceland

You’re sure to have a great time in Iceland - but whenever you’re travelling abroad it's worth putting in a little advance thought to make sure everything is organised and your trip goes smoothly. Here are a few things to think about:

1. Double check the latest entry requirements and visas - rules can change abruptly, so even if you’re been to Iceland before it’s worth looking up the most recent entry requirements so you don’t have any hassle on the border

2. Plan your currency exchange and payment methods - you can change USD to ISK before you travel to Iceland if you’d like to, but as card payments are common, and ATMs widely available, you can actually leave it until you arrive to get everything sorted as long as you have a travel money card. Top up your travel money card in USD and either exchange to ISK in advance or at the point of payment, and make ATM withdrawals whenever you need cash. Bear in mind that currency exchange at the airport will be expensive - so hold on until you reach Iceland to make an ATM withdrawal in ISK if you can.

3. Get clued up on any health or safety concerns - get travel insurance before you leave the US so you have peace of mind. It’s also worth reading up on any common scams or issues experienced by tourists. These tend to change over time, but may include things like rip off taxis or tour agents which don’t offer fair prices or adequate services.

Conclusion - Best travel cards for Iceland

Ultimately the best travel card for your trip to Iceland will depend on how you like to manage your money. Use this guide to get some insights into the most popular options out there, and to decide which may suit your specific needs.

How does a Icelandic Króna card work?

Getting a Icelandic Króna card can make managing your money easier when you travel to Iceland.

Your Icelandic Króna card will be linked to a digital account you can manage from your phone, so you'll always be able to see your balance, get transaction notifications and manage your card no matter where you are. Just add money to your account in pounds, and - depending on your preferences and the specific card you pick - you can either convert your balance to Icelandic Króna instantly, or just let the card do the conversion when you spend or make a withdrawal.

If your card gives you the option to hold a Icelandic Króna balance, there's not normally any extra fee to spend the Icelandic Króna you have in your account when you're in Iceland.

Can I withdraw Icelandic Króna currency with my card in Iceland?

With some cards, you'll be able to add money to your card in United States Dollar, and then convert to Icelandic Króna instantly online or in your card's app.

Once you have a balance in Icelandic Króna you can spend with your card with no extra fees - just tap and pay as you would at home. You'll also be able to make cash withdrawals whenever you need to, with no extra conversion fee to pay. Your card - or the ATM operator - may charge a withdrawal fee, but this can still be a cheap, secure and convenient option for getting cash when you need it.

With other cards, you can't hold a balance in Icelandic Króna on your card - but you can leave your money in United States Dollar and let the card convert your money for you when you spend and withdraw.

Some fees may apply here - including currency conversion or foreign transaction charges - so do compare a few different cards before you sign up, to make sure you're picking the one which best suits your specific spending needs.

Bear in mind though, that not all cards support all currencies - and the range of currencies available with any given card can change from time to time. If your card doesn't let you hold a balance in Icelandic Króna you might find that fees apply when you spend in Iceland, so it's well worth double checking your card's terms and conditions - and comparing the options available from other providers - before you travel, just in case.

Why should I get a Icelandic Króna card?

Getting a Icelandic Króna card means you can spend like a local when you're in Iceland. You'll be able to check your Icelandic Króna balance at a glance, add and convert money on the move, and use your card for secure spending and withdrawals whenever you need to. Best of all, Icelandic Króna cards from popular providers often offer good exchange rates and low, transparent fees, which can mean your money goes further when you're on a trip abroad.

FAQ - best travel cards for Iceland

When you use a travel money card you may find there’s an ATM withdrawal fee from your card issuer, and there may also be a cost applied by the ATM operator. Some of our travel cards - like the Wise and Revolut card options - have some no fee ATM withdrawals every month, which can help keep down costs.

Travel money cards may be debit, prepaid or credit cards. Which is best for you will depend on your personal preferences. Debit and prepaid cards are usually pretty cheap and secure to spend with, while credit cards may have higher fees but often come with extra perks like free travel insurance and extra reward points.

There’s no single best prepaid card for international use. Look out for one which supports a large range of currencies, with good exchange rates and low fees. This guide can help you compare some popular options, including Wise, Revolut and Monzo.

Yes, you can use your local debit card when you’re overseas. However, it’s common to find extra fees apply when spending in foreign currencies with a regular debit card. These can include foreign transaction fees and international ATM charges.

Usually having a selection of ways to pay - including a travel card, your credit or debit card, and some cash - is the best bet. That means that no matter what happens, you have an alternative payment method you can use conveniently.

Yes. Most travel debit cards have options to make ATM withdrawals. Check the fees that apply as card charges do vary a lot. Some cards have local and international fees on all withdrawals, while others like Wise and Revolut, let you make some no fee withdrawals monthly before a fee kicks in.

Both Visa and Mastercard are globally accepted. Look out for the logo on ATMs and payment terminals in Iceland.

The cards you see on this page are ordered as follows:

For card providers that publish their exchange rates on their website, we used their USD / ISK rate to calculate how much Icelandic Króna you would receive when exchanging / spending $4,000 USD. The card provider offering the most ISK is displayed at the top, the next highest below that, and so on.

The rates were collected at 09:36:26 GMT on 25 May 2024.

Below this we display card providers for which we could not verify their exchange rates. These are displayed in alphabetical order.

Send international money transfer

More travel card guides.

Debit and Credit Cards in Iceland

W hen planning your Iceland trip, the logistics of how to pay for things will be a big concern. In Iceland are credit cards accepted? What about debit cards or cash? Can I do car rental in Iceland without a credit card? Most of the questions about using debit and credit cards in Iceland revolve around two main themes: car rentals and where they accept credit cards. Many travelers will turn to forums on sites like Tripadvisor LLC or Lonely Planet to search for answers. So we decided to clear up some confusion and create an Iceland credit card and debit card guide.

Does Iceland Accept Credit Cards?

To answer your question, yes! Absolutely! You’ll have no problem using your card in Iceland; they are not only widely accepted but in many places are the preferred method of payment. I always find the question “can I use my credit card in Iceland” funny. It sounds like we are some backward country that still uses a barter system.

We use geothermal energy to power some of our cities, so of course Iceland accepts credit cards. Perhaps more than in other places you’ve traveled to. It’s so common that if you ask “does Iceland accept credit cards” to an Icelander, they may give you a funny look. Just assume they do, pull out your wallet, and pay.

Debit, Cash Or Credit Card in Iceland

So now that you know we are a country that exists in the 21st century, let’s talk about whether you should use debit, cash or a credit card in Iceland.

Credit and Debit Cards

There are a few things to keep in mind if you plan on paying mostly with plastic while here. The first is that there are actually two types: a card with a chip and a pin card. Chip cards are common in Europe and have a little electronic chip that stores your banking information. Sometimes you insert them and other times you simply touch them to the machine for payment. PIN cards require you to enter your PIN in order to make a purchase and are more common in the United States.

Using Credit Cards in Iceland

When you use your credit card, you may have a chip card, a PIN card, or they might need your signature. Whichever mode of payment you choose, make sure to talk to your bank or credit card company beforehand. Check if they charge commissions or foreign transaction fees. You don’t want to come home to unexpected charges on your monthly statement.

Where in Iceland are Credit Cards Accepted?

When you land on our fair shores, you’ll be pleased to find that both debit cards and credit cards can be used to pay for just about anything. Whether it’s spending a few bucks at a souvenir shop or filling up at Icelandic gas stations, this payment method is ubiquitous.

The Best Credit Card to Use in Iceland

There isn’t really a “best” credit card to use in Iceland as most outlets accept all of the major credit cards. If you can use your card in most places, you can use it in Iceland without worry. If you’re wondering what credit cards are accepted in Iceland, you can use your American Express, MasterCard, or Visa credit card in Iceland without issues or problems.

Keeping Cash Around as a Backup

I understand if you feel a little bit of anxiety about not carrying any money on you during road trips. When you’re in a foreign country, it helps to have some local currency just in case. You never know, right? If your Iceland taxi won’t take a credit card, you’ll be in big trouble with an irate Icelandic cabbie.

The exchange rates at currency exchange bureaus usually isn’t that great, so I’d recommend taking money directly out of the ATM. This advice assumes the fees aren’t astronomically high.

The Almighty Iceland Credit Card PIN

While it’s true that cards are widely accepted all over the island, there is something crucial to know. In Iceland, credit card PIN numbers are necessary to flex your muscles when putting down plastic. While having a PIN is a no-brainer for debit card holders, someone with a chip and signature card might be surprised when asked for one.

Credit card companies issue PIN numbers to cardholders when they first get their cards. You might not remember this, but you received a letter in the mail separate from your card with a PIN on it. You probably tucked this sheet of paper away somewhere and completely forgot about it because with credit cards, you typically sign. As a result, most credit card users have no idea what their code is.

The problem is that in Iceland, a credit card PIN is necessary to use your card. Talk to your credit card company in advance to find out the number. They’ll likely mail you the little piece of paper again, so allow ample lead time to receive it before your flight.

At an Iceland gas station , your credit card PIN is necessary to fill up at the pump.

Car Rental in Iceland Without a Credit Card

This is another primary concern of most travelers. When visiting the websites of car rental companies, they all mention leaving some sort of guarantee or deposit via credit card. So can you rent car in Iceland without a credit card? I’ll be perfectly honest; it is a bit difficult. As this is standard industry practice, nearly all of the companies do it and there are very few exceptions.

The way it works is that you have to provide a credit card number for imprint (it can be yours of one of your passengers). Please note that the car rental companies don’t block an amount or charge the card in any way. It’s more just to have the card as a precautionary measure. Then when you return from your trip, they check the car for damage. If there is anything not covered by insurance, it gets charged to the card.

This also applies to any speeding tickets or fines you incur, so be sure to always follow the speed limit.

Car Hire in Iceland with No Credit Card – What are the Alternatives?

So what do you do if you don’t have a Visa, MasterCard, or American Express at your disposal? If neither you nor any of your travel companions have access to a major credit card, there are a couple of things you can do.

Some car rental companies will allow you to put down a very large deposit in lieu of a credit card guarantee. When I say large, I mean possibly the cost of your rental, which might be prohibitively high.

The other option is to pay for the full insurance coverage on your vehicle. Sometimes opting for the complete package will give the company peace of mind with your rental. Double check with your car rental provider to see if they will work with you on the no credit card issue.

The main takeaway is that if you are using a credit card in Iceland, make sure you know your PIN. You really can use them just about everywhere as long as you have that valuable little 4-digit code. We accept major cards like Amex, Visa, and MasterCard. And if you want to rent a car, the easiest option if for either you or someone that you are traveling with to present a valid credit card upon pickup.

Hi Helga, i want to ask is it only the 4-digits pin of credit/debit card acceptable in Iceland? Because in Malaysia we use 6-digits pin credit/debit card. Thanks.

Hi Mohamad,

I am afraid so, however, it seems many tourists dial 0000 and it seems to work for them. You might want to check with your card merchant, they will be able to provide a more technical answer on this.

My friend and I are travelling next month to Iceland. I wanted to check if Amex widely accepted in supermarkets and gas stations?

Credit cards

VISA and MasterCard are the major credit cards in Iceland. Both are serviced by all banks in the country. MasterCard is the agent for Diners Club and JCB.

You should check with your local bank regarding currency exchange rate. There may be a difference between the official exchange rate in Iceland and the one charged by your bank.

Note for visitors from USA

If you want to pay by card, it's good to note that Iceland accepts cards with the chip-and-PIN system (and not swipe-and-sign cards). This requires a 4-digit PIN for purchases. Cash advance services for cardholders are available as follows:

VISA – at all banks and ATMs
MasterCard – at all banks and ATMs
Diners Club – at all banks and ATMs
JCB – at Kreditkort, Ármúli 28-30, 108 Reykjavík (tel: 550-1500)

Debit cards

Electron and Maestro cards are commonly accepted.

Mobile payments

Apple Pay and Google Pay are widely accepted around the country. This is true in small shops and even at petrol stations outside the capital.

You'll be able to find ATMs to withdraw cash in Iceland. These require a PIN as stated above. Check with your bank in case they have international withdrawal charges.

Traveller’s cheques

Traveller’s cheques, though less common, are also accepted at banks and major hotels or tourist centres.

Book a trip to Iceland and our travel experts will be available to give you more local advice before and during your visit.

What to pack
Climate & weather conditions
Health & Safety
Time & Daylight
Shopping in Iceland
Currency & banks
Driving in Iceland
Winter driving in Iceland
Phones & mobile service
Internet & Wi-Fi Access in Iceland
Post offices & buying stamps
Public holidays
Other useful information
Electricity
Weights & measures
Icelandic language and phrases
Reykjavík Information
About Iceland
Northern Lights Guide

Whether you have a single question or a special request, we're here for you.

Buying a Sim Card for Iceland in 2024

Are you traveling to Iceland soon and wondering what is the best way to stay connected on your trip to Iceland? Get ready to be blown away by the sheer beauty of this country, but don't let high roaming charges or slow overseas data roaming plans ruin your trip. This is the ultimate guide for finding the best sim card for traveling to Iceland in 2024.

In this guide you will find everything you need know about buying a sim card for Iceland with up to date prices as per August 2024, the best 4G/5G network in Iceland, where to buy a prepaid sim card, the best eSIMs for Iceland, info about buying a sim card at Reykjavik Airport and even info about international sim cards for Iceland.

It took me 106 countries to finally visit Iceland. As expected it turned out to be an epic trip with glaciers, hikes, caves, black sand beaches and even the northern light. Read all about it in my trip report Iceland country no. 106 as part of my series of visiting every country in the world .

Being a full time travel blogger and nomad one of the most important things of planning my next trip abroad is looking for ways to stay connected. Therefore I always compare local prepaid sim cards with eSIMs and pick my favorite.

Since I like to document all my travel tips you can already find more than 200 sim card guides on Traveltomtom from all over the world: USA , Canada , Mexico , Costa Rica , Dominican Republic , Dublin , Denmark , Copenhagen , Ireland , Israel , Turkey , Saudi Arabia , Jordan , Thailand , South Africa , Kenya , Europe , Asia , Australia , etc.

So whenever you are planning your next adventure abroad come check out Traveltomtom for the latest prepaid and eSIM advice. Bookmark me and let me help you save money!

Some links in this article about the best ways to stay connected when traveling to Iceland are affiliate links. If you buy any of the products after using an affiliate link I earn a small commission. Don’t worry this is at absolutely no extra costs to you.

Why buying a sim card in Iceland

Isn't Iceland most famous for its outdoor activities and road trips? So what if you are looking for directions on Google Maps or there is an emergency in your family? You are going to wait for the hotels WiFi? Bars and restaurants in Iceland mostly have free WiFi as well, but since everything is so remote, don't rely on these slow public WiFi connections.

Also reminding you that public WiFi is through an UNSECURED connection. Be sure to protect your data, the use of a VPN in these cases is recommended.

Getting a prepaid sim card or an eSIM for traveling in Iceland is easy. It is set up fast and you get a good amount of gigabytes for a fair price. For these reasons I always recommend travelers to stay connected when traveling abroad. It simply makes traveling so much easier.

My recommendation

Traveltomtom recommends a Simmin sim card for Iceland as they have the best 4G/LTE network in Iceland. A prepaid sim card with 10 GB data for 1 month will cost you around $23 USD.

This doesn't sound too bad but if you have an e-sim compatible phone then you are lucky because eSIMs are even cheaper. eSIMs for Iceland already start from just $4.5 USD. But for $21.90 USD you already get 15 GB plus unlimited calls/sms.

Traveltomtom recommends ordering an eSIMs for Iceland via either Nomad , Airalo or SimOptions .

Best eSIMs for Iceland

There is no easier way to get data on your phone than using an eSIM when traveling to Iceland in 2024. No more visiting a sim card shop or swapping physical sim cards. Get your e-sim online and arrange everything in just a couple clicks.

You order an eSIM for Iceland on the internet, you receive a QR code, scan it, follow the simple steps and within less than 2 minutes you have a Iceland eSIM installed on your phone.

Upon arrival in Iceland it automatically connects you to an available network and you enjoy data on your phone pretty much when the plane lands.

Make sure your phone is e-sim compatible before ordering an eSIM for Iceland.

Airalo is a reliable e-sim provider and Traveltomtom has used Airalo in more than 50 countries around the world and never faced an issue. Here are the Airalo eSIM plans for Iceland for 2024:

1 GB for 7 days = $4.5 USD
2 GB for 15 days = $7.5 USD
3 GB for 30 days = $10 USD
5 GB for 30 days = $14 USD
10 GB for 30 days = $23 USD
20 GB for 30 days = $36 USD

Click here for more info or to order an eSIM for Iceland directly online via Airalo .

The Nenna Mobile e-sims from Airalo are data-only eSIMs and only valid in Iceland. Incoming and outgoing calls/sms are not supported. Nenna Mobile operates on the 4G/LTE network of Nova.

SimOptions is another reliable e-sim provider that sells eSIMs for pretty much every country in the world. SimOptions has international eSIMs for Iceland. These e-sims include calling and texting and free EU roaming data, which means they are valid all over Europe, including Iceland:

15 GB data + unlimited calls in Europe for 15 days = $21.90 USD
10 GB data (5G ready) + $2 calling credit for 30 days = $24.90 USD
12 GB data + 30 minutes international calls + unlimited calls in Europe for 14 days = $29.90 USD
30 GB data + unlimited calls in Europe for 30 days = $44.90 USD
30 GB data + 120 minutes international calls + unlimited calls in Europe for 14 days = $49.90 USD
50 GB data (5G ready) + 120 minutes international calls + unlimited calls in Europe for 28 days = $59.90 USD

Click here for more info or to directly order an international eSIM for Iceland via SimOptions .

Nomad is another e-sim provider tested and reviewed by Traveltomtom in more than 10 countries around the world. Here are the Nomad eSIM plans for The Netherlands in 2024:

1 GB data for 7 days = $6 USD
3 GB data for 30 days = $12 USD
5 GB data for 30 days = $14 USD
10 GB data for 30 days = $19 USD
15 GB data for 30 days = $27 USD
20 GB data for 30 days = $33 USD

Click here for more info or to order an eSIM for Iceland via Nomad .

Before ordering an eSIM for Iceland make sure your phone is eSIM compatible. All newer smartphones are eSIM compatible.

If you like to order a sim card for Iceland online but your phone is not e-sim compatible then you have to look into physical prepaid sim cards that can be used in Iceland. SimOptions has a wide range of physical prepaid sim cards for Iceland .

You can order them online and a physical sim card will be deliverd to your home address before your trip to Iceland. You can already get a sim card with 15 GB data + unlimited calls/text in all of Europe for $21.90 USD.

Iceland sim cards and free roaming in Europe

Since 2017 there are no roaming costs anymore within Europe and since Iceland is part of the EU you can use your Iceland sim card in every other country in Europe at no extra costs. That simply means that you can use the data bundle of your Iceland sim card also in Amsterdam, London, Paris, Rome, Madrid, etc.

When buying a prepaid sim card in Iceland always ask the provider for the EU data roaming restrictions.

There are also designated sim cards for tourists traveling to Europe. In my comparison of the best prepaid and eSIMs for Europe in 2024 you will find a list of (e)-sim cards that you can directly order online and are valid in all if Europe.

For more info about EU data roaming, Brexit, UK sim cards, etc. check out my complete guide with tips for buying a local prepaid sim card on arrival in Europe in 2024 .

Mobile internet operators in Iceland

There are 3 mobile internet providers in Iceland: Vodafone, Siminn and Nova. All of them offer prepaid sim cards for tourists. There are physical prepaid sim cards as well as eSIMs available for tourists.

However, in reality it is hard to get an eSIM on arrival in Iceland because they only supply e-sims in official phone stores of Nova, Vodafone or Siminn.

So for example at Reykjavik Airport there are no phone stores of Nova, Vodafone or Siminn, only convenience stores. So you can only buy a physical prepaid sim cards, no e-sims.

Where to buy a sim card for Iceland

Buying a sim card at reykjavik airport keflavik.

The most convenient place to buy a prepaid sim card in Iceland is upon arrival at Reykjavik Airport. As soon as you walk out of the Arrivals door on your right hand side you will see a lime green convenient store.

This convenience store is the only place in Reykjavik Airport where you can buy a prepaid sim card. At the convenience store they sell prepaid sim cards for tourists from Vodafone, Siminn and Nova. You can only get a physical prepaid sim card, there are no e-sims for tourists available.

Iceland sim card insider tip: I asked the guy behind the counter which provider had the best network coverage and he was clear in his answer: Siminn! Find more info about the best 4G/5G network in Iceland in 2024 below.

The convenience store is open 24 hours and you can pay by credit card. There is also an Elko store at Reykjavik Airport that sells prepaid sim cards for tourists.

Phone stores Reykjavik city center

Unfortunately in the city center of Reykjavik you can’t find any of the mobile phone stores. The Siminn, Nova and Vodafone store are all located a little outside of the city center. So even more reasons to buy a sim card at Reykjavik Airport when traveling to Iceland and you didn't buy a sim card online.

As part of my research I went to the stores of the official mobile internet providers in Reykjavik and found out that Vodafone, Siminn and Nova sell the exact same Iceland sim cards as you can get at the airport and also at gas stations.

Your best bid for buying a sim card in Iceland if you missed the opportunity at Reykjavik KEF airport is at gas stations. Therefore even more reasons to order your sim card for traveling to Iceland on the internet.

To save precious time on your holiday to Iceland order your sim card online. Forget about the hassle of buying a sim card on arrival in Iceland. There are amazing eSIMs deals for Iceland on the internet.

Click here for buying a data-only eSIM for Iceland or here for an international eSIM for Iceland including calls and texting . Or when your phone is not eSIM compatible you can buy an international prepaid sim card for traveling to Iceland .

Prices Iceland prepaid sim cards in 2024

All the below sim cards for Iceland can be bought at Reykjavik Airport Keflavik at the lime green convenient store, at official retail stores in Reykjavik and also at gas stations.

All the info below is updated as er August 2024 and prices are in Icelandic Krona: $1 USD = 138 ISK and 100 ISK = $0.72 USD.

Vodafone Iceland

Vodafone offers a prepaid starter kit for tourists including 1 GB data and 3 GB for your tablet or dongle.

1 GB data + unlimited calling + sms for 30 days = 1,790 ISK ($13 USD)

vodafone iceland prepaid sim card plans 2024

Then you can top up with one of the above packages:

1 GB data = 2,190 ISK - $16 USD
10 GB data = 3,190 ISK
25 GB data = 5,190 ISK - $38 USD
50 GB data = 6,190 ISK
150 GB data = 8,190 ISK - $60 USD
500 GB data = 10,190 ISK

For more info check out the Vodafone Iceland website . But it is a bit of a maze and prices are not displayed very well and different info is provided on different pages. There is also no info if free EU data roaming is included in a prepaid Vodafone Iceland sim card.

Nova Iceland

2 GB data in all of EU + unlimited calling/sms in Iceland = 1,990 ISK - $14.5 USD
20 GB data (10 GB in EU) + unlimited calling/sms in Iceland = 2.690 ISK
100 data (15 GB in EU) + unlimited calling/sms in Iceland = 3,490 ISK - $25.5 USD
250 data (25 GB in EU) + unlimited calling/sms in Iceland = 6,690 ISK

For more info check the Nova Iceland website .

siminn iceland prepaid sim card plans 2023

10 GB data in all of EU + 50 minutes in all of EU + 50 sms in Iceland = 2,900 ISK - ($21 USD)
10 GB data only in all of EU = 2,900 ISK - ($21 USD)

For more info check out the Siminn website .

Best mobile data network in Iceland in 2024

Equally or even more important for finding the best prepaid sim card for Iceland is the mobile internet coverage. Where can you find a signal when traveling in Iceland. Especially in a country with so many remote places to visit it is not easy to stay connected.

Below you can find a comparison of the Iceland 4G/5G coverage maps of Siminn, Vodafone and Nova in order to find the best 4G/5G network in Iceland in 2024.

Is there 5G in Iceland?

Yes, there is 5G in Iceland. However, as per 2024 it is still pretty much concentrated in areas around the capital Reykjavik. Nova Mobile has the best 5G network in Iceland in 2024. But let's have a closer look below.

Nova Iceland network coverage

nova 4g 5g network coverage map iceland 2024

Vodafone Iceland network coverage

vodafone 4g 5g network coverage map iceland 2024

Siminn Iceland network coverage

siminn 4g 5g network coverage map iceland 2024

Although the above mobile data network coverage maps are updated for 2024 they are not 100% accurate. However, they are a great reference to compare the 4G/5G networks of the mobile internet providers in Iceland in 2024.

From the above 4G/5G coverage maps we can indeed see that Nova has the best 5G network in Iceland, but their overall 4G/LTE network coverage around the country is less compared to Siminn.

We can clearly see that Siminn has the best mobile data internet network in Iceland in 2024 with Vodafone being a good runner up. Especially those tourists who are going all around Iceland and are traveling on the ring road I recommend you buying a Siminn prepaid sim card just because of their extensive 4G/5G network.

Best sim card for Iceland in 2024

Comparing the prepaid sim cards and eSIMs for Iceland we can actually come to the conclusion that eSIMs for Iceland are cheaper than local prepaid sim cards in Iceland.

You can order an Iceland eSIM on the internet before your trip and you are online as soon as the plane lands. But the best thing about eSIMs for Iceland is that they are cheaper than local prepaid sim cards.

You can already get an eSIM for Iceland with 15 GB data for just $21.90 USD.

However, if your phone is not e-sim compatible or you rather buy a local prepaid sim card on arrival then Traveltomtom recommends buying a Siminn prepaid sim for traveling in Iceland. Siminn has the most extensive 4G/5G network in Iceland and good prepaid sim card deals for tourists and therefore Siminn is the best prepaid sim card for Iceland in 2024.

The cheapest prepaid sim card for Iceland is actually from Nova. A Nova sim card gives you 20 GB data for around $20 USD and a Siminn sim card only gives you 10 GB for around the same price.

A Vodafone Iceland sim card is much more expensive and the provided info is also very minimalistic and therefore not recommended.

Buy a prepaid sim card for Iceland online

international prepaid sim card for iceland

If your phone is not e-sim compatible but you would like to order a sim card for traveling to Iceland online before your trip then check out the following.

Arrive prepared in Iceland with an international prepaid sim card. You order them online and a physical prepaid sim card will be delivered to your home address. You put this sim card in your phone and it automatically connects to an available network upon arrival in Iceland, basically when the plane lands you are instantly online.

SimOptions is the only sim card provider that sells physical prepaid sim cards for Iceland:

1. O2 Go Card - $24.90

$2 calling credit (no top-up)
valid for 30 days
valid in 34 countries

2. Three Data Pack - $24.90

Unlimited calls/sms
Valid 30 days
Valid in 56 countries

3. Orange Holiday ZEN - $29.90

Unlimited calls/sms in Europe
30 minutes worldwide
200 sms worldwide
Valid 14 days
Valid in 34 countries

4. Bouygues Telecom - $44.90

Valid in 47 countries

5. Orange Holiday Europe - $49.90

120 minutes worldwide
1,000 sms worldwide

Click here for more info or to order an international prepaid sim card for The Netherlands via SimOptions .

Personally Traveltomtom recommends the Bouygues Telecom or the Orange sim card with 30 GB data. I have used these sim cards a lot in the past and never had an issue.

But as mentioned many times before nowadays when traveling to Europe or The Netherlands I always use an eSIM. It is just so easy and done fast and as soon as the plane lands you are online. You arrange everything online within just a couple minutes.

Portable WiFi devices for Iceland

Don’t want to change the sim card in your phone? There is an alternative for buying an Iceland sim card.

Hotspot.rent Iceland

In front of the convenient store at Keflavik Airport you will also find a Hotspot.rent machine to order a portable WiFi device for Iceland. It will let you connect up to 10 devices at the same time while it gives unlimited 3G/4G. The price per day is 1,300 ISK ($9.50 USD). You have to rent the device for minimal 3 days.

You can print out your voucher and pick up your portable WiFi device around the corner. Fairly easy. As I didn’t try it out myself I don’t know about the battery life of the portable wifi device and the speed if you connect with more than 1 person, but keep in mind that you all share the same line and that data speed will significantly drop if you are using the portable wifi device with multiple people at the same time.

May be an option for those who are traveling to Iceland with kids, but not my preferred way to stay connected.

I hope all the above tips for buying a sim card for Iceland. If there is anything I can still help you with don’t hesitate to leave me a comment below or reach out to me on social media.

Curious what the life of a full time nomad and travel blogger who is aiming to travel to every country in the world looks like? Check out my Instagram profile @traveltomtom . As per August 2024 I have been to more than 155 countries.

View this post on Instagram A post shared by Adventure Traveler & Blogger (@traveltomtom)

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2 Best Travel Cards for Iceland

Getting an international travel card before you travel to Iceland can make it cheaper and more convenient when you spend in Icelandic króna. You'll be able to easily top up your card in GBP before you leave the UK, to convert seamlessly to ISK for secure and flexible spending and withdrawals.

This guide walks through our picks of the best travel cards available for anyone from the UK heading to Iceland, like Wise or Revolut. We'll walk through a head to head comparison, and a detailed look at their features, benefits and drawbacks.

2 best travel money cards for Iceland:

Wise travel card

Open a Wise account online or in the Wise app, to order a Wise travel card you can use for convenient spending and withdrawals in Iceland. Wise accounts can hold 40+ currencies, so you can top up in GBP easily from your bank or using your card. Whenever you travel, to Iceland or beyond, you’ll have the option to convert to the currency you need in advance if it’s supported for holding a balance, or simply let the card do the conversion at the point of payment.

With the Wise money card you’ll get the mid-market exchange rate with low, transparent fees whenever you spend in ISK, plus some free ATM withdrawals every month - perfect if you’re looking for easy ways to arrange your travel cash.

Wise features

Wise travel card pros and cons.

Hold and exchange 40+ currencies with the mid-market rate
Spend seamlessly in ISK when you travel
Some free ATM withdrawals every month, for those times only cash will do
Ways to receive payments to your Wise account conveniently
Manage your account and card from your phone
7 GBP delivery fee for your first card
ATM fees apply once you've exhausted your monthly free withdrawals
Physical cards may take 2 - 6 days to arrive (you can use your virtual card right away)

How to apply for a Wise card

Here’s how to apply for a Wise account and order a Wise travel card in the UK:

Open the Wise app or desktop site

Select Register and confirm you want to open a personal account

Upload your ID document to complete the verification step

Tap the Cards tab to order your card

Pay the one time 7 GBP fee, confirm your mailing address, and your card will be on the way, and should arrive in 2 - 6 days

Revolut travel card

Choose a Revolut account, from the Standard plan which has no monthly fee, to higher tier options which have monthly charges but unlock extra features and benefits. All accounts come with a smart Revolut card you can use in Iceland, with some no fee ATM withdrawals and currency conversion monthly, depending on the plan you pick. Use your Revolut account to hold and exchange 30+ currencies, and get extras like account options for under 18s, budgeting tools and more.

Revolut features

Revolut travel card pros and cons.

Pick the Revolut account plan that suits your spending needs
Hold and exchange 30+ currencies, and spend in 150 countries
Accounts come with different card types, depending on which you select
All accounts have some no fee currency exchange and some no fee ATM withdrawals monthly
Some account tiers have travel perks like complimentary or discounted lounge access
You need to upgrade to an account with a monthly fee to get all account features
Delivery fees may apply for your travel card
Fair usage limits apply once you exhaust your currency conversion and ATM no fee allowances
Out of hours currency conversion has additional fees

How to apply for a Revolut card

Set up your Revolut account before you leave the UK and order your travel card. Here’s how:

Download and open the Revolut app

Follow the prompts to confirm your address and order your card

Pay any required delivery fee - costs depend on your account type

What is a travel money card?

A travel money card is a card you can use for secure and convenient payments and withdrawals overseas.

You can use a travel money card to tap and pay in stores and restaurants, with a wallet like Apple Pay, or to make ATM withdrawals so you'll always have a bit of cash in your pocket when you travel.

Travel money cards may also offer distinct benefits when it comes to security. If your travel card is separate to your British Pound primary account, this means they're not linked and offers a more secure option for travelling abroad.

Travel money vs prepaid card vs travel credit card

It's helpful to know that you'll be able to pick from several different types of travel cards, depending on your priorities and preferences. Travel cards commonly include:

Travel debit cards
Travel prepaid cards
Travel credit cards

They all have distinct benefits when you head off to Iceland or elsewhere in the world, but they do work a bit differently.

Travel debit and prepaid cards are usually linked to an online account, and may come from specialist digital providers - like the Wise card. These cards are usually flexible and cheap to use. You'll be able to manage your account and card through an app, although you can also often add money in person by visiting a branch - we've picked out the Post Office and the Travelex travel card as popular prepaid cards with a branch network in the UK, for example.

What is a prepaid travel money card best for?

Hold and exchange foreign currencies - allowing you to lock in exchange rates and set a travel budget before you leave
Convenient for spending in person and through mobile wallets like Apple Pay, as well as for cash withdrawals
You may find you get a better exchange rate compared to your bank - and you'll usually be able to avoid any foreign transaction fee, too
Travel cards can be more secure. If they are not linked to your everyday GBP account, they can be a safer option. Additionally, because you can make ATM withdrawals when needed, you can avoid carrying too much cash at once

Overall, travel cards offer flexible and low cost ways to avoid bank foreign transaction and international ATM fees, while accessing decent exchange rates.

How to choose the best travel card for Iceland

We've picked out 2 great travel cards available in the UK - but there are also more options available, which can make choosing a daunting task. Some things to consider when picking a travel card for Iceland include:

What exchange rates does the card use? Choosing one with the mid-market rate or as close as possible to it is usually a smart plan
What fees are unavoidable? For example, ATM charges or top up fees for your preferred top up methods
Does the card support a good range of currencies? Getting a card which allows you to hold and spend in ISK can give you the most flexibility, but it's also a good idea to pick a card with lots of currency options, so you can use it again in future, too
Are there any other charges? Check in particular for foreign transaction fees, local ATM withdrawal fees, inactivity fees and account close fees

Ultimately the right card for you will depend on your specific needs and preferences. If you're looking for a low cost card with the mid-market rate, which you can use in 150+ countries, the Wise card may be a good fit. If you'd prefer to pay a monthly fee to get higher no-fee transaction limits, take a look at Revolut. And if you need to get a card in a hurry, check out a travel card from a provider with a physical branch network, like the Post Office card or the Travelex travel money card.

What makes a good travel card for Iceland

The best travel debit card for Iceland really depends on your personal preferences and how you like to manage your money.

When you’re planning your trip to Iceland, bear in mind that cash is still a primary payment method, and many merchants and public service providers won’t accept a card. You’ll want a travel card which allows low cost cash withdrawals so you’ve always got some ISK in your pocket - and you can also keep hold of your card as a convenient back up in case of emergency too. Choose a card with no ongoing fees and no inactivity costs, so you can use it for your next trip abroad to get the most possible use out of it.

Ways to pay in Iceland

Cash and card payments - including contactless, mobile wallet, debit, credit and prepaid card payments - are the most popular ways to pay globally.

Which countries use ISK?

You’ll find that ISK can only be used in Iceland. If you don’t travel to Iceland frequently it’s worth thinking carefully about how much to exchange so you’re not left with extra foreign currency after your trip. Or pick a travel card from a provider like Wise or Revolut which lets you leave your money in GBP and convert at the point of payment with no penalty.

What should you be aware of when travelling to Iceland

2. Cash is a widespread payment method - so you’ll need some ISK in your pocket when you travel to Iceland. You can sort out your travel money by visiting an exchange office here in the UK, or you can wait until you arrive and make an ATM withdrawal in ISK at the airport when you land. Bear in mind that currency exchange at exchange offices at the airport, either in the UK or in Iceland can be expensive - so if you’re carrying GBP in cash and need to exchange it, head into a town centre to do so.

3. Get clued up on any health or safety concerns - get travel insurance before you leave the UK so you have peace of mind. It’s also worth reading up on any common scams or issues experienced by tourists. These tend to change over time, but may include things like rip off taxis or tour agents which don’t offer fair prices or adequate services.

How does a Icelandic króna card work?

Getting a Icelandic króna card can make managing your money easier when you travel to Iceland.

Your Icelandic króna card will be linked to a digital account you can manage from your phone, so you'll always be able to see your balance, get transaction notifications and manage your card no matter where you are. Just add money to your account in pounds, and - depending on your preferences and the specific card you pick - you can either convert your balance to Icelandic króna instantly, or just let the card do the conversion when you spend or make a withdrawal.

If your card gives you the option to hold a Icelandic króna balance, there's not normally any extra fee to spend the Icelandic króna you have in your account when you're in Iceland.

Can I withdraw Icelandic króna currency with my card in Iceland?

With some cards, you'll be able to add money to your card in British Pound, and then convert to Icelandic króna instantly online or in your card's app.

Once you have a balance in Icelandic króna you can spend with your card with no extra fees - just tap and pay as you would at home. You'll also be able to make cash withdrawals whenever you need to, with no extra conversion fee to pay. Your card - or the ATM operator - may charge a withdrawal fee, but this can still be a cheap, secure and convenient option for getting cash when you need it.

With other cards, you can't hold a balance in Icelandic króna on your card - but you can leave your money in British Pound and let the card convert your money for you when you spend and withdraw.

Bear in mind though, that not all cards support all currencies - and the range of currencies available with any given card can change from time to time. If your card doesn't let you hold a balance in Icelandic króna you might find that fees apply when you spend in Iceland, so it's well worth double checking your card's terms and conditions - and comparing the options available from other providers - before you travel, just in case.

Why should I get a Icelandic króna card?

Getting a Icelandic króna card means you can spend like a local when you're in Iceland. You'll be able to check your Icelandic króna balance at a glance, add and convert money on the move, and use your card for secure spending and withdrawals whenever you need to. Best of all, Icelandic króna cards from popular providers often offer good exchange rates and low, transparent fees, which can mean your money goes further when you're on a trip abroad.

Conclusion - Best travel cards for Iceland

FAQ - best travel cards for Iceland

When you use a travel money card you may find there’s an ATM withdrawal fee from your card issuer, and there may also be a cost applied by the ATM operator. Some of our travel cards - like Wise - have some no fee ATM withdrawals every month, which can help keep down costs.

Yes. Most travel debit cards have options to make ATM withdrawals. Check the fees that apply as card charges do vary a lot. Some cards have local and international fees on all withdrawals, while others let you make some no fee withdrawals monthly before a fee kicks in.

Both Visa and Mastercard are globally accepted. Look out for the logo on ATMs and payment terminals in Iceland.

The cards you see on this page are ordered as follows:

For card providers that publish their exchange rates on their website, we used their GBP / ISK rate to calculate how much Icelandic króna you would receive when exchanging / spending £3,000 GBP. The card provider offering the most ISK is displayed at the top, the next highest below that, and so on.

The rates were collected at 09:36:26 GMT on 25 May 2024.

Below this we display card providers for which we could not verify their exchange rates. These are displayed in alphabetical order.

Send international money transfer

More travel card guides.

MASTERCARD BENEFIT INQUIRIES

Within the U.S.: 1-800-Mastercard (1-800-627-8372) | Outside the U.S.: Mastercard Global Service Phone Numbers

Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.

*Card registration required. Certain exceptions apply. Click here for terms and conditions .

†Requirements may vary. See card packaging for details or contact card issuer.

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3 Best Travel Cards for Iceland

Getting an international travel card before you travel to Iceland can make it cheaper and more convenient when you spend in Icelandic Króna. You'll be able to easily top up your card in CAD before you leave Canada, to convert seamlessly to ISK for secure and flexible spending and withdrawals.

This guide walks through our picks of the 3 best travel cards available for anyone from Canada heading to Iceland, like Wise, BMO or KOHO. We'll walk through a head to head comparison, and a detailed look at their features, benefits and drawbacks.

3 best travel money cards for Iceland:

Wise travel card

Open a Wise account online or in the Wise app, to order a Wise travel card you can use for convenient spending and withdrawals in Iceland. Wise accounts can hold 40+ currencies, so you can top up in CAD easily from your bank or using your card. Whenever you travel, to Iceland or beyond, you’ll have the option to convert to the currency you need in advance if it’s supported for holding a balance, or simply let the card do the conversion at the point of payment.

Wise features

Wise travel card pros and cons.

Hold and exchange 40+ currencies with the mid-market rate
Spend seamlessly in ISK when you travel
Some free ATM withdrawals every month, for those times only cash will do
Ways to receive payments to your Wise account conveniently
Manage your account and card from your phone
ATM fees apply once you've exhausted your monthly free withdrawals
Physical cards may take 14 days to arrive (you can use your virtual card right away)

How to apply for a Wise card

Here’s how to apply for a Wise account and order a Wise travel card in Canada:

Open the Wise app or desktop site

Select Register and confirm you want to open a personal account

Upload your ID document to complete the verification step

Tap the Cards tab to order your card

Confirm your mailing address, and your card will be on the way, and should arrive in 14 days

BMO travel card

If you’re looking for a card from a major bank for spending in Iceland, you may be considering BMO. There are a few different card options which may appeal to travellers, including a prepaid card which allows you to top up in CAD and spend in ISK with a foreign transaction fee. This is a useful product when overseas as it’s not linked to your normal bank account - but the fees do push up costs overall.

Alternatively, check out the BMO credit card options - these are helpful if you want to spread the costs of your travel over a few months, but can also come with their own fees and charges.

BMO features

Bmo travel card pros and cons.

Selection of cards including credit and prepaid options
Not linked to your everyday account which can be more secure when spending overseas
Various perks available depending on the card you pick
Full range of banking services available
2.5% foreign transaction fee for prepaid card
6.95 CAD annual fee for prepaid card - credit cards are also likely to have an annual fee
ATM fees and cash advance charges apply

How to apply for a BMO card

Here’s how to apply for a BMO account and order a travel card in Canada:

Visit the BMO website or app

Select the card you want - for a prepaid Mastercard there’s no credit check, spo ordering is quick and easy

Tap Apply now and complete the details as prompted

Pay any annual fee required

Your card will be mailed to you

KOHO travel card

KOHO has several different cards which could be handy for spending in Iceland. There are basic KOHO card options which have a foreign transaction fee of 1.5%, or you can choose to upgrade to a card with a monthly fee which may mean your foreign transaction fee is either waived or reduced. You’ll need to top up a balance in CAD, and there’s no option to switch over to ISK before you travel - but you can easily keep an eye on all your transactions and the applied exchange rates in the KOHO app.

KOHO features

Koho travel card pros and cons.

Various cards available depending on your needs
Widely accepted
Some accounts offer extra perks like no foreign transaction fee or cash back
Virtual cards available
1.5% foreign transaction fee for the basic card
ATM fees apply when overseas, which vary depending on the ATM operator
Some accounts have monthly fees

How to apply for a KOHO card

Here’s how to apply for a KOHO account and order a travel card in Canada:

Visit the KOHO website or app

Select the card you want to apply for

Tap Open account and complete the details as prompted

Your card will be mailed to you once your account has been verified and any required fee has been settled

What is a travel money card?

A travel money card is a card you can use for secure and convenient payments and withdrawals overseas.

You can use a travel money card to tap and pay in stores and restaurants, with a wallet like Apple Pay, or to make ATM withdrawals so you'll always have a bit of cash in your pocket when you travel.

Travel money cards also offer distinct benefits when it comes to security. Your travel money card isn't linked to your Canadian dollar everyday account, so even if you were unlucky and had your card stolen, your primary bank account remains secure.

Travel money vs prepaid card vs travel credit card

It's helpful to know that you'll be able to pick from several different types of travel cards, depending on your priorities and preferences. Travel cards commonly include:

Travel debit cards
Travel prepaid cards
Travel credit cards

They all have distinct benefits when you head off to Iceland or elsewhere in the world, but they do work a bit differently.

What is a prepaid travel money card best for?

Hold and exchange foreign currencies - allowing you to lock in exchange rates and set a travel budget before you leave
Convenient for spending in person and through mobile wallets like Apple Pay, as well as for cash withdrawals
You may find you get a better exchange rate compared to your bank - and you'll usually be able to avoid any foreign transaction fee, too
Travel cards are secure as they're not linked to your everyday CAD account - and because you can make ATM withdrawals when you need to, you can also avoid carrying too much cash at once

Overall, travel cards offer flexible and low cost ways to avoid bank foreign transaction and international ATM fees, while accessing decent exchange rates.

How to choose the best travel card for Iceland

We've picked out 3 great travel cards available in Canada - but there are also more options available, which can make choosing a daunting task. Some things to consider when picking a travel card for Iceland include:

What exchange rates does the card use? Choosing one with the mid-market rate or as close as possible to it is usually a smart plan
What fees are unavoidable? For example, ATM charges or top up fees for your preferred top up methods
Does the card support a good range of currencies? Getting a card which allows you to hold and spend in ISK can give you the most flexibility, but it's also a good idea to pick a card with lots of currency options, so you can use it again in future, too
Are there any other charges? Check in particular for foreign transaction fees, local ATM withdrawal fees, inactivity fees and account close fees

Ultimately the right card for you will depend on your specific needs and preferences. If you're looking for a low cost card with the mid-market rate, which you can use in 150+ countries, the Wise card may be a good fit. If you'd prefer to pay a monthly fee to get higher no-fee transaction limits, take a look at Wise. And if you need to get a card in a hurry, check out a travel card from a provider with a physical branch network, or your high-street bank.

What makes a good travel card for Iceland

The best travel debit card for Iceland really depends on your personal preferences and how you like to manage your money.

Ways to pay in Iceland

Cash and card payments - including contactless, mobile wallet, debit, credit and prepaid card payments - are the most popular ways to pay globally.

Which countries use ISK?

What should you be aware of when travelling to Iceland

2. Plan your currency exchange and payment methods - you can change CAD to ISK before you travel to Iceland if you’d like to, but as card payments are common, and ATMs widely available, you can actually leave it until you arrive to get everything sorted as long as you have a travel money card. Top up your travel money card in CAD and either exchange to ISK in advance or at the point of payment, and make ATM withdrawals whenever you need cash. Bear in mind that currency exchange at the airport will be expensive - so hold on until you reach Iceland to make an ATM withdrawal in ISK if you can.

3. Get clued up on any health or safety concerns - get travel insurance before you leave Canada so you have peace of mind. It’s also worth reading up on any common scams or issues experienced by tourists. These tend to change over time, but may include things like rip off taxis or tour agents which don’t offer fair prices or adequate services.

Conclusion - Best travel cards for Iceland

How does a Icelandic Króna card work?

Getting a Icelandic Króna card can make managing your money easier when you travel to Iceland.

If your card gives you the option to hold a Icelandic Króna balance, there's not normally any extra fee to spend the Icelandic Króna you have in your account when you're in Iceland.

Can I withdraw Icelandic Króna currency with my card in Iceland?

With some cards, you'll be able to add money to your card in Canadian dollar, and then convert to Icelandic Króna instantly online or in your card's app.

With other cards, you can't hold a balance in Icelandic Króna on your card - but you can leave your money in Canadian dollar and let the card convert your money for you when you spend and withdraw.

Why should I get a Icelandic Króna card?

FAQ - best travel cards for Iceland

When you use a travel money card you may find there’s an ATM withdrawal fee from your card issuer, and there may also be a cost applied by the ATM operator. Some of our travel cards - like the Wise card - have some no fee ATM withdrawals every month, which can help keep down costs.

Yes. Most travel debit cards have options to make ATM withdrawals. Check the fees that apply as card charges do vary a lot. Some cards have local and international fees on all withdrawals, while others like Wise let you make some no fee withdrawals monthly before a fee kicks in.

Both Visa and Mastercard are globally accepted. Look out for the logo on ATMs and payment terminals in Iceland.

The cards you see on this page are ordered as follows:

For card providers that publish their exchange rates on their website, we used their CAD / ISK rate to calculate how much Icelandic Króna you would receive when exchanging / spending $5,000 CAD. The card provider offering the most ISK is displayed at the top, the next highest below that, and so on.

The rates were collected at 09:36:26 GMT on 25 May 2024.

Below this we display card providers for which we could not verify their exchange rates. These are displayed in alphabetical order.

Send international money transfer

More travel card guides.

Cash or Card in Iceland: Which is the Best Payment Method for Travellers?

Are you planning to visit Iceland and wondering if it’s better to use cash or card during your trip? It’s a valid question and one that many travelers have before embarking on their journey.

Using Cash in Iceland

Cash still has a place in Iceland. Although most transactions can be done with a card (even small amounts), there are some instances where cash comes in handy. For example, if you plan on visiting local markets, small souvenir shops, or hot dog stands, it’s best to have cash on hand as these places may not accept cards.

Another advantage of cash is that some places offer discounts when paying with cash instead of a card. This is typically seen in restaurants or tour companies, where cash payment can lead to savings on the final bill.

On the downside, using cash means having to carry it with you at all times , which can be inconvenient and even risky. Iceland is a very safe country, but any tourist destination can attract pickpockets or thieves. Furthermore, exchanging currency can come with fees or less favorable exchange rates.

Using Card in Iceland

Using a card in Iceland is incredibly easy, safe, and convenient. Almost every establishment accepts card payments, including taxis, supermarkets, and even gas stations. The most commonly used cards are debit or credit cards with the international payment symbols (Visa, MasterCard, etc.).

One major advantage of using a card in Iceland is that it saves you the hassle of carrying cash and worrying about currency exchange. You can also keep track of your expenses more easily, as nearly all card transactions are recorded electronically and can be viewed online or via a mobile app.

On the downside, using a card can come with transaction fees or foreign currency fees from your bank , depending on your account type and bank policy. It’s worth checking with your bank beforehand to see what fees you may incur and whether there are any international travel deals or options to reduce those fees.

What Should You Use During Your Trip to Iceland?

Both cash and card have their advantages and disadvantages, so the decision will depend on your personal preferences and itinerary. If you plan on visiting remote areas of the country where card payments may not be accepted, or if you want to take advantage of cash discounts, it may be worth carrying some cash. On the other hand, if you prefer the convenience of electronic transactions, using a card may be your best option.

It’s also worth considering a combination of both cash and card in case one method doesn’t work. For example, having a small amount of cash for emergencies or small purchases, and using a card for larger expenses like hotels or tours.

Ultimately, the choice between cash or card in Iceland depends on your comfort level and needs. Be sure to plan ahead, check with your bank, and be aware of the fees associated with each option to make the most informed decision.

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6 Best Travel Cards for Iceland

Getting an international travel card before you travel to Iceland can make it cheaper and more convenient when you spend in Euro. You'll be able to easily top up your card in AUD before you leave Australia, to convert seamlessly to EUR for secure and flexible spending and withdrawals.

This guide walks through our picks the best travel cards available for anyone from Australia heading to Iceland, like Wise or Revolut. We'll walk through a head to head comparison, and a detailed look at their features, benefits and drawbacks.

6 best travel money cards for Iceland:

Wise travel card

Open a Wise account online or in the Wise app, to order a Wise travel card you can use for convenient spending and withdrawals in Iceland. Wise accounts can hold 40+ currencies, so you can top up in AUD easily from your bank or using your card. Whenever you travel, to Iceland or beyond, you’ll have the option to convert to the currency you need in advance if it’s supported for holding a balance, or simply let the card do the conversion at the point of payment.

In either case you’ll get the mid-market exchange rate with low, transparent fees whenever you spend in EUR, plus some free ATM withdrawals every month - perfect if you’re looking for easy ways to arrange your travel cash.

Wise features

Wise travel card pros and cons.

Hold and exchange 40+ currencies with the mid-market rate
Spend seamlessly in EUR when you travel
Some free ATM withdrawals every month, for those times only cash will do
Ways to receive payments to your Wise account conveniently
Manage your account and card from your phone
10 AUD delivery fee for your first card
ATM fees apply once you've exhausted your monthly free withdrawals
Physical cards may take 7 - 14 days to arrive (you can use your virtual card right away)

How to apply for a Wise card

Here’s how to apply for a Wise account and order a Wise travel card in Australia:

Open the Wise app or desktop site
Select Register and confirm you want to open a personal account
Register with your email, Facebook, Apple or Google ID

Upload your ID document to complete the verification step

Tap the Cards tab to order your card
Pay the one time 10 AUD fee, confirm your mailing address, and your card will be on the way, and should arrive in 7 - 14 days

Revolut travel card

Choose a Revolut account, from the Standard plan which has no monthly fee, to higher tier options which have monthly charges but unlock extra features and benefits. All accounts come with a smart Revolut card you can use in Iceland, with some no fee ATM withdrawals and currency conversion monthly, depending on the plan you pick. Use your Revolut account to hold and exchange around 30 currencies, and get extras like account options for under 18s, budgeting tools and more.

Revolut features

Revolut travel card pros and cons.

Pick the Revolut account plan that suits your spending needs
Hold and exchange 30+ currencies, and spend in 150 countries
Accounts come with different card types, depending on which you select
All accounts have some no fee currency exchange and some no fee ATM withdrawals monthly
Some account tiers have travel perks like complimentary or discounted lounge access
You need to upgrade to an account with a monthly fee to get all account features
Delivery fees may apply for your travel card
Fair usage limits apply once you exhaust your currency conversion and ATM no fee allowances
Out of hours currency conversion has additional fees

How to apply for a Revolut card

Set up your Revolut account before you leave Australia and order your travel card. Here’s how:

Download and open the Revolut app

Follow the prompts to confirm your address and order your card

Pay any required delivery fee - costs depend on your account type

Travelex travel card

Use your Travelex travel card for spending in Iceland and beyond. Order your card online for delivery or collection, or just call into a Travelex location with your normal ID documents to take your card away instantly. Travelex cards can hold 10 major currencies, and you can spend globally wherever you see the Mastercard symbol. Whenever you need to convert currencies, the exchange rate used is set by Travelex and Mastercard, and may include a markup - but there’s no ATM fee at home or abroad.

Travelex features

Travelex travel card pros and cons.

Hold 10 major currencies
Order online or in person, for delivery to home, or in store collection
No international ATM fees
Mastercard perks available to cardholders
24/7 emergency support
Fees may apply to get your card if you order it in person
Exchange rate markup of 3.2% on average when loading supported currencies
Inactivity fees apply after 12 months of not using your card, and a close out cost may be applied to retrieve any remaining balance

How to apply for a Travelex card

Get your Travelex card in Australia by either ordering online or calling into a local Travelex store with your ID document. You can get the card delivered to your home if you’d like to - or collect it in a store.

Australia Post travel card

Pick up an Australia Post travel card for spending and withdrawals in Iceland and around the world. You can get your card instantly by visiting a Post Office, and add funds in any of 11 supported currencies. Fees apply when you add money in AUD. You’ll be able to use your card for spending globally - if you need one of the 11 supported currencies, you can convert in advance. If you’re somewhere that uses an unsupported currency the card can simply convert from your balance to make the payment. Exchange rate markups are likely to apply.

Australia Post features

Australia post travel card pros and cons.

Hold 11 currencies
Collect your card instantly at a Post Office location
No card order fee to pay
Free wifi if you top up 100 AUD or the equivalent
24/7 support if your card is lost or stolen
Both domestic and international ATM withdrawals have fees
Some top up methods have fees
Exchange rate markup of 6.5% on average when loading supported currencies

How to apply for a Australia Post card

Get your Australia Post travel card before you leave Australia, simply by calling into your local Post Office. It’s also possible to order your card online, although in this case you’ll need to wait for it to arrive by mail, and activate it once you have your card in your hand.

Travel Money Oz travel card

You can get a Travel Money Oz card online or in a store, to hold and exchange 10 currencies, and spend in Iceland and globally, wherever you see the Mastercard logo. You won’t pay an inactivity fee so you can collect your card for this trip, and keep hold of it for your next international trip if you’d like to, with no extra charges to worry about. Exchange rates are likely to include a markup, and ATM fees apply both locally and when you’re overseas.

Travel Money Oz features

Travel money oz travel card pros and cons.

Hold 10 currencies
Collect your card instantly at a Travel Money Oz store, or order online
No inactivity fees
Accepted globally anywhere you see the Mastercard logo
Exchange rate markup of 6.3% on average when loading supported currencies
Delivery may take 14 days

How to apply for a Travel Money Oz card

Pick up your Travel Money Oz card in Australia online or in a local store - remember to take your ID document. It’s worth noting that when you order online you’ll be asked when you plan to travel. If your trip is within 14 days, you won’t be able to order a card, as delivery may take 2 weeks.

Westpac travel card

Choose a Westpac travel card for spending in Iceland if you’d prefer to stick with a card from a major bank. You can hold a balance in AUD and 10 foreign currencies, and spend globally wherever the card network is available. ATM fees apply which are set according to the currency required - but there are also ways to avoid these fees by sticking with Westpac partner bank ATMs when you’re away from home.

Westpac features

Westpac travel card pros and cons.

Pick up your card, and top up, online or in a branch
Ways to get free ATM withdrawals through Westpac partner banks
Option to get emergency cash if your card is lost or stolen
No account keeping fee
ATM fees apply
Exchange rates are likely to include a markup
Delivery may take 8 days if you order online

How to apply for a Westpac card

Call into a Westpac branch in Australia for the fastest way to get a Westpac travel money card. You can also apply online, but bear in mind that this will mean waiting 5 - 8 days for your card to be delivered.

What is a travel money card?

A travel money card is a card you can use for secure and convenient payments and withdrawals overseas.

You can use a travel money card to tap and pay in stores and restaurants, with a wallet like Apple Pay, or to make ATM withdrawals so you'll always have a bit of cash in your pocket when you travel.

Travel money cards also offer distinct benefits when it comes to security. Your travel money card isn't linked to your Australian dollar everyday account, so even if you were unlucky and had your card stolen, your primary bank account remains secure.

Travel money vs prepaid card vs travel credit card

It's helpful to know that you'll be able to pick from several different types of travel cards, depending on your priorities and preferences. Travel cards commonly include:

Travel debit cards
Travel prepaid cards
Travel credit cards

They all have distinct benefits when you head off to Iceland or elsewhere in the world, but they do work a bit differently.

Travel debit and prepaid cards are usually linked to an online account, and may come from specialist digital providers - like the Wise card. These cards are usually flexible and cheap to use. You'll be able to manage your account and card through an app, although you can also often add money in person by visiting a branch - we've picked out the Westpac travel card and the Travelex travel card as popular prepaid cards with a branch network in Australia, for example.

What is a prepaid travel money card best for?

Hold and exchange foreign currencies - allowing you to lock in exchange rates and set a travel budget before you leave
Convenient for spending in person and through mobile wallets like Apple Pay, as well as for cash withdrawals
You may find you get a better exchange rate compared to your bank - and you'll usually be able to avoid any foreign transaction fee, too
Travel cards are secure as they're not linked to your everyday AUD account - and because you can make ATM withdrawals when you need to, you can also avoid carrying too much cash at once

Overall, travel cards offer flexible and low cost ways to avoid bank foreign transaction and international ATM fees, while accessing decent exchange rates.

How to choose the best travel card for Iceland

We've picked out 6 great travel cards available in Australia - but there are also more options available, which can make choosing a daunting task. Some things to consider when picking a travel card for Iceland include:

What exchange rates does the card use? Choosing one with the mid-market rate or as close as possible to it is usually a smart plan
What fees are unavoidable? For example, ATM charges or top up fees for your preferred top up methods
Does the card support a good range of currencies? Getting a card which allows you to hold and spend in EUR can give you the most flexibility, but it's also a good idea to pick a card with lots of currency options, so you can use it again in future, too
Are there any other charges? Check in particular for foreign transaction fees, local ATM withdrawal fees, inactivity fees and account close fees

Ultimately the right card for you will depend on your specific needs and preferences. If you're looking for a low cost card with the mid-market rate, which you can use in 150+ countries, the Wise card may be a good fit. If you'd prefer to pay a monthly fee to get higher no-fee transaction limits, take a look at Wise. And if you need to get a card in a hurry, check out a travel card from a provider with a physical branch network, like the Westpac card or the Travelex travel money card.

What makes a good travel card for Iceland

The best travel debit card for Iceland really depends on your personal preferences and how you like to manage your money.

Ways to pay in Iceland

Cash and card payments - including contactless, mobile wallet, debit, credit and prepaid card payments - are the most popular ways to pay globally.

Which countries use EUR?

If you have EUR, you should be able to use it in a few countries. You may decide to keep your travel card topped up with a balance for this trip to Iceland or for the next time you’re headed somewhere which uses EUR.

What should you be aware of when travelling to Iceland

2. Plan your currency exchange and payment methods - you can change AUD to EUR before you travel to Iceland if you’d like to, but as card payments are common, and ATMs widely available, you can actually leave it until you arrive to get everything sorted as long as you have a travel money card. Top up your travel money card in AUD and either exchange to EUR in advance or at the point of payment, and make ATM withdrawals whenever you need cash. Bear in mind that currency exchange at the airport will be expensive - so hold on until you reach Iceland to make an ATM withdrawal in EUR if you can.

3. Get clued up on any health or safety concerns - get travel insurance before you leave Australia so you have peace of mind. It’s also worth reading up on any common scams or issues experienced by tourists. These tend to change over time, but may include things like rip off taxis or tour agents which don’t offer fair prices or adequate services.

Conclusion - Best travel cards for Iceland

How does a Euro card work?

Getting a Euro card can make managing your money easier when you travel to Iceland.

Your Euro card will be linked to a digital account you can manage from your phone, so you'll always be able to see your balance, get transaction notifications and manage your card no matter where you are. Just add money to your account in pounds, and - depending on your preferences and the specific card you pick - you can either convert your balance to Euro instantly, or just let the card do the conversion when you spend or make a withdrawal.

If your card gives you the option to hold a Euro balance, there's not normally any extra fee to spend the Euro you have in your account when you're in Iceland.

Can I withdraw Euro currency with my card in Iceland?

With some cards, you'll be able to add money to your card in Australian dollar, and then convert to Euro instantly online or in your card's app.

Once you have a balance in Euro you can spend with your card with no extra fees - just tap and pay as you would at home. You'll also be able to make cash withdrawals whenever you need to, with no extra conversion fee to pay. Your card - or the ATM operator - may charge a withdrawal fee, but this can still be a cheap, secure and convenient option for getting cash when you need it.

With other cards, you can't hold a balance in Euro on your card - but you can leave your money in Australian dollar and let the card convert your money for you when you spend and withdraw.

Bear in mind though, that not all cards support all currencies - and the range of currencies available with any given card can change from time to time. If your card doesn't let you hold a balance in Euro you might find that fees apply when you spend in Iceland, so it's well worth double checking your card's terms and conditions - and comparing the options available from other providers - before you travel, just in case.

Why should I get a Euro card?

Getting a Euro card means you can spend like a local when you're in Iceland. You'll be able to check your Euro balance at a glance, add and convert money on the move, and use your card for secure spending and withdrawals whenever you need to. Best of all, Euro cards from popular providers often offer good exchange rates and low, transparent fees, which can mean your money goes further when you're on a trip abroad.

FAQ - best travel cards for Iceland

Both Visa and Mastercard are globally accepted. Look out for the logo on ATMs and payment terminals in Iceland.

The cards you see on this page are ordered as follows:

For card providers that publish their exchange rates on their website, we used their AUD / EUR rate to calculate how much Euro you would receive when exchanging / spending $6,000 AUD. The card provider offering the most EUR is displayed at the top, the next highest below that, and so on.

The rates were collected at 09:36:26 GMT on 25 May 2024.

Below this we display card providers for which we could not verify their exchange rates. These are displayed in alphabetical order.

Send international money transfer

More travel card guides.

International prepaid cards

Compare fees, accessibility and more before choosing a prepaid travel card..

Online shopping

Compare international prepaid cards

We compare the following brands

In this guide

3 factors to consider when comparing international prepaid cards

Is an international prepaid card right for me, what is an international prepaid card, prepaid travel money cards pros and cons, get an international prepaid card online, 5 international prepaid card fees and how to avoid them.

What if my prepaid card doesn't support the local currency?
What's the default currency order?

Alternatives to international prepaid cards

Prepaid guides

There are plenty of ways to take your cash overseas, but the right option will depend on your finances, travel plans and spending habits. Weigh the features, fees and benefits of a prepaid travel money to help you find the best travel money option for your next overseas trip.

To get the best international prepaid card for you, compare the following info:

Fees. Most prepaid cards come with high fees, so you’ll want to choose one with the lowest monthly fee and one that has low fees for things like ATM withdrawals and foreign transactions.
Accessibility. Make sure it services the currencies you’ll be using. And make sure it’s widely accepted wherever you’re going.
Exchange rates. You want the most competitive exchange rates — which is why using an international prepaid card is much more beneficial than exchanging cash at an airport kiosk.

We love Wise for being super transparent about all of the above, so it’s worth looking into if you’re on a tight timeline and want a no-BS experience.

An international prepaid card might be a good option if you want to:

Visit a country whose currency is available on the prepaid money card.
Avoid fees, including the currency conversion fee and the foreign transaction fee.
Lock in your exchange rate before traveling.
Preload a debit card that is separate from your personal banking accounts.
Have an acceptable form of non-cash payment.

An international prepaid card — also known as a prepaid travel money card — is a debit card that allows you to add money and converts it into several types of currency that you can spend when traveling. This ultimately allows you to spend overseas without paying a currency conversion fee. Before traveling to your destination, make sure your card supports the local currency to ensure you’ll benefit from its features.

Prepaid travel cards also let you lock-in exchange rates before you travel. By knowing exactly what exchange rate you’re getting and how much money you have on the card, you’ll be able to budget more efficiently.

Here are a few advantages and concerns with using a travel money card on your next trip abroad.

Spend like a local. Prepaid travel cards allow you to preload multiple foreign currencies while avoiding the currency conversion fee.
Backup card. Prepaid travel cards come with a backup in case the first card is lost or stolen.
Manage your travel budget. Reload the card when you need funds with a locked-in exchange rate. This protects you from exchange rate fluctuations and also allows you effectively budget.
Travel card fees. Each card will come with different fees such as initial load fees, reload fees, ATM fees and inactivity fees. Look at the Travel Money Card , as it waives most of these charges.
Reloading time. It can take anywhere from two to three business days for the transaction to process — don’t forget about extra time for holidays or weekends.
Weaker exchange rate. Although travel money cards protect you from unpredictable fluctuations in exchange rates, your exchange rate is generally lower than the market rate.

The best place to get international prepaid cards is online, since you can compare the different fees and terms without squinting at the fine print. If you want to pick up an international prepaid card from a physical location, contact your bank to see if you can open one at a branch.

While some grocery stores and chain retailers like Walmart and Costco do sell prepaid cards and gift cards, many of these cannot be used internationally — or they’ll charge hefty fees when used internationally — so we strongly recommend going to your bank or getting one online.

Take a look at some fees associated with travel money cards and a few hacks to reduce or avoid them entirely.

What if my prepaid card doesn’t support the local currency?

Most prepaid travel cards — like the Travelex Money Card — support about six currencies that have their own currency wallet. When you load funds onto your card, you’ll have to choose which currency you’d like to top up so you can use those funds in that country without having to pay a currency conversion fee.

If you don’t have the funds loaded in that particular currency wallet, or if your card doesn’t support that local currency, you’ll get hit with a currency conversion fee whenever you use your travel card in that country.

Your card provider withdraws funds from your account according to the default currency order at their existing exchange rate, and charges you an additional fee for converting currencies.

What’s the default currency order?

Currency order matters when you withdraw or spend money in a currency that your card doesn’t preload and can’t support. When this happens, your purchase amount is taken from the available currency highest on the default currency order list. Your card provider typically determines the default currency order.

For instance, a typical currency could be:

United States dollars (USD)
Great British pounds (GBP)
Euros (EUR)
Canadian dollars (CAD)
Australian dollars (AUD)
Japanese yen (JPY)
Mexican pesos (MXY)

If you have preloaded USD, EUR and AUD on your card, and you are spending Thai baht in Bangkok, the card will convert whatever USD you have into baht for your purchase.

If you have insufficient USD preloaded on your card, it will convert the remaining USD you have into baht, and then withdraw the difference from your EUR wallet. A currency conversion fee will generally apply in these instances.

If an international prepaid card isn’t quite what you’re looking for, consider these alternatives:

Borderless accounts. A virtual bank account designed to streamline the process of withdrawing cash and paying in different currencies, with low fees and transparent exchange rates. We like Wise because it offers free ATM withdrawals all around the world.
Cash management accounts. These are tech-savvy accounts offered by nonbank financial service providers, Aspiration and Betterment. They’re considering because they have a reputation for low fees and offer more flexibility when it comes to managing your money. For example, Betterment reimburses you for all ATM and foreign transaction fees.
International debit cards. Debit cards that won’t ding you for withdrawing money from a foreign ATM or stocking up on souvenirs in a foreign country.
Travel credit cards. These typically come with zero foreign transaction fees and rewards you for buying travel items like plane tickets, hotel reservations, car rentals and more.
Compare travel money

Kyle Morgan

Kyle Morgan is SEO manager at Forbes Advisor and a former editor and content strategist at Finder. He has written for the USA Today network and Relix magazine, among other publications. He holds a BA in journalism and media from Rutgers University. See full bio

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Amy Stoltenberg managed newsletters at Finder, gathering the best articles each week to help subscribers save money and stretch their hard-earned dollars. She also handles the Twitter account, dabbling in Instagram and Facebook too. When she's not on the computer, you can find her exploring Los Angeles with a good book in tow. She studied writing at Savannah College of Art and Design and has been featured on the Zoe Report. See full bio

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How to Pay in Iceland: Credit Card & Debit Card

Homepage Blog Travel Information

Posted May 15, 2023 in Travel Information

Posted May 15, 2023

The island is pretty much cashless, so visitors coming to the island with wads of cash might raise a few eyebrows. Here in Iceland, the credit card reigns supreme, even though you can also use your debit card.

Do you have an upcoming trip to the island? Or you’ve just always been curious as to how to pay for things in Iceland, this article will answer all your questions.

Credit Cards

Credit Cards are probably the most common and easiest way for visitors to pay here on the island. But before you start bringing your entire wallet from home, get the lowdown on which credit cards are accepted and how to use them:

Which Credit Cards are Accepted in Iceland?

As in most countries, Visa and MasterCard are widely accepted , but we do accept other credit cards here on the island, such as:

Diners Club

Using Credit Cards in Iceland

One of the things that often comes as a surprise to visitors is that we do not have a “swipe and sign” system here in Iceland. Whenever we use credit cards, a 4-digit pin is required . Generally, this means that you need to have a chip card . If you do not get a chip card that requires a pin before traveling to the island, you may be in for a nasty surprise upon arrival. Coming to Iceland with a credit card with no pin is a no-go.

Potential Credit Card Fees to be Aware of

When swiping your credit card here in Iceland, you might end up being charged much more than what’s on that price tag. This is because of the following:

Foreign Transaction Fees

These fees can really stack up. Foreign transaction fees mean that you will be charged a certain percentage every time you use the card outside of your country. Usually, this is between 2%-3% . Some banks actually have cards with no foreign transaction fees, so this is well worth looking into.

Currency Conversion Fees

If at any point, you are given the option of swiping in your home currency vs. the Icelandic krona, always choose the krona . That is because any payment in your home currency will subject you to dynamic currency conversion fees. These may look a lot different from the actual exchange rates (and not in a good way).

Withdrawing cash from a credit card is not considered a good idea – whether you’re in Iceland or your home country. Not only are there general transaction fees attached to such a withdrawal, but all sorts of lending fees and conditions will apply.

Is it Safe to Use a Credit Card in Iceland?

Well, Iceland has just claimed the title of ‘Safest Country in the World’ for the 15th year in a row. So, if you’re concerned about criminal activity, you probably won’t find any during your visit to the island. But as a precaution, the same golden rules apply as back home:

Keep your pin safe and a secret.
Use ATMs at banks and in public places.

Using American Express in Iceland

Amex in Iceland is not something that’s widely accepted . You might strike it lucky at some of the high-end hotels and restaurants, but in most instances, you’ll need to pay with another type of card. So, keep this in mind to avoid embarrassing situations.

But American Express is not just problematic in Iceland. In fact, when traveling anywhere in the world, American Express is not allowed at many stores and institutions. This is because the interchange fee that business owners are responsible for is simply too high. They simply can’t take the financial punch (especially the smaller businesses).

Debit Cards

Debit cards can also be used when visiting the island, although it’s not as common as credit cards. But once again, before rocking up with whatever is in your wallet, take note of the following:

Which Debit Cards are Accepted in Iceland?

The debit cards that are the most widely accepted in Iceland are Visa, MasterCard, Maestro and Electron .

Using a Debit Card in Iceland

Although you can swipe selective debit cards for normal purchases here on the island, debit cards are mostly used to get cash. As we already mentioned, Iceland is a pretty cashless country, but there are instances, for example when tipping a guide, that it’s needed. This is where it’s important to know the ins and outs of our ATMs.

Even though it’s pretty easy to get cash from our ATMs with an international card, our ATMs are actually not all accessible 24/7. So, you will need to take that into account. Finding ATMs, on the other hand, is quite easy, with the very first being at your point of arrival – Keflavik Airport.

Tips for Using a Credit Card and Debit Card in Iceland

If it’s your first visit to the island, the following tips will come in handy:

Always keep in mind that the exchange rate your bank uses might differ from the exchange rate in real time. So, you’ll need to stay on top of both to make the most of your Iceland budget.
It might be worth looking into getting a new credit card or switching before you travel to Icelan d. Not just because your card may not work here on the island (not the right type, not chipped, etc.), but because fees and charges differ. By comparing cards and opting for the one that charges the least and gives you the most perks, you’ll benefit in the long run.
Don’t get a heart attack when swiping for gas at self-service gas stations . There is a strange standard practice that might leave you very confused and concerned. When you use one of the Icelandic self-service fuel pumps, you will find that you are often overcharged (this can range anything between $140 to $210).

And yes, this may be a much higher amount than the actual gas you got. This is a standard arrangement and a correction will be made. However, since this correction can take a couple of days, it can really rock the budget boat if you’re not careful.

Buying passes and tickets for public transport is easy with a card. Simply go onto the Stræto website or app, or use the Klapp app for bus tickets within the Reykjavik area, and make your purchase.
You can pay the local taxis with a pin credit card too , and it’s not custom practice to tip the drivers here.
Paying tolls may also not be what you’re used to back home . You can’t pass through and simply hear the chip on the windscreen beep as it takes your money. And you can’t swipe or pay cash at a cashier sitting in a toll booth. No, you need to pay Iceland tolls online with your card, preferably before you pass through the toll.
The National Parks in Iceland are free, but parking at our National Parks is not . And even though it’s not exorbitant fees, you’ll need to remember to pay if you don’t want to end up with a higher rental car bill that includes all sorts of handling fees. Parking can be paid for with your card in a similar way to the tolls. Pay for your parking here: Thingvellir National Park , Skaftafell National Park .

Paying in Iceland Using Credit Card & Debit Card

Now that you know what the best credit card to use in Iceland is (and which is not), what you can expect from fees, and have a few general tips to help you pay your way, you’re ready for your Iceland trip. So, let that first swipe be to rent a campervan in Iceland so your island road trip adventure can begin!

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If there have been changes in your plans and you no longer need your Holafly eSIM, we will provide you with a full refund .

If you purchased the eSIM and it turned out to be incompatible with your device, we will provide you with a full refund .

If your eSIM doesn't work due to an issue with Holafly or the network infrastructure of the destination country has problems and is unstable, we can offer you a full or partial refund .

eSIM with Unlimited Data in Iceland

€ 7,00 Original price was: €7,00. € 6,00 Current price is: €6,00. EUR

Based on 42,540 reviews on

Description

Technical Specs

Unlimited data

Fast and reliable internet

No more roaming charges

Get unlimited data on your trip to Iceland.
Receive your QR code and connect instantly.
Easy to set up.
Keep your WhatsApp number on your cellphone
Connect to the best network in Iceland
Customize the duration of your plan to fit your needs

Buy an international eSIM for Iceland and never pay for roaming again. Connect to unlimited Internet at 3G/4G/LTE speed in minutes and stay in touch with your family and friends.

It’s easy to start using our services. After your purchase, you will receive a QR code in your email, scan it with your smartphone camera, install and enjoy a fast and stable Internet connection in Iceland.

Installation: with a QR code or manually
Activation: : upon arrival to destination turn on your Holafly eSIM’s data roaming
Compatibility: compatible with all smartphones with eSIM technology enabled. Operation on smartwatches and tablets is not guaranteed. Check compatibility here.
Days of use: customizable plan duration
Delivery time: immediate, after purchase
Plan type: unlimited data
Calls: No, only through apps (VOIP).
Speed: 3G/4G/LTE/5G
Speed reduction: if necessary. Some carriers may reserve the right to apply a Fair Usage Policy
Hotspot: enjoy 500mb per day to share with others.
Data coverage: You will enjoy good coverage and speed in Iceland cities such as Reikiavik, Akureyri, Vík, etc.
Networks: Orange

Choose when your plan starts! Install the eSIM before your trip and activate the data upon arrival.

Start enjoying unlimited data

- % discount applied to all plans

Advantages of using Holafly eSIM in Iceland

Change of plans? No problem at all!

Purchase your Holafly eSIM with added peace of mind. You have up to 6 months to request a refund.

Conoce por qué nuestra eSIM de viajes internacionales es tu mejor elección de datos móviles para tener internet en el extranjero y mantenerte conectado en tu próxima aventura.

Customize your plan

Decide how long you need your eSIM and adjust your plan accordingly! Say goodbye to running out of data or overspending on unused days.

Unlimited data plans

No more top-ups or worrying about running out of data. With a prepaid unlimited data in Iceland, you can relax knowing we’ve got you covered.

Keep your WhatsApp number

You can call and message all your contacts on WhatsApp, like you’re in the same country. Don’t lose touch with family and friends.

24/7 customer support

The eSIM is easy to use, but if you have questions or experience technical issues you can reach us by email or our 24 hour chat support. We’re here to help.

Immediate delivery

If you’re in a rush or you’re already traveling, don’t worry about waiting for delivery. We send the Iceland eSIM immediately to your email, so you can connect in seconds.

Share your data with family and friends

Share up to 500MB of data daily with family, friends, or fellow travelers. Use your smartphone to create a WiFi network and connect multiple devices.

How does the Holafly eSIM for Iceland work?

Check your phone is compatible with esim.

Check if your smartphone is compatible now

Buy your prepaid eSIM

Chose the plan that suits you best and buy your eSIM card from our online store.

Scan the QR code

It’s easy. Just scan the QR code we send you and turn on data roaming from your settings. Now you can enjoy browsing the web.

Fast and reliable connection

Clear video calls with no delays
Share stories in just a few seconds
Enjoy creating video content and super fast uploading
Find your way wherever you go!

The best performace in all your apps

Discover the freedom of reliable connectivity with high speed 4G and 5G . Holafly keeps you connected, no matter the adventure!

What you should know about eSIMs

No local phone number.

This virtual SIM only includes data. It does not allow you to make cell phone calls or send SMS messages. You can still use WhatsApp or Skype to call your contacts.

Your phone must support eSIM

Make sure your phone is both unlocked and compatible with eSIM technology.

Install before you travel and take off

Scan the QR code from your smartphone settings and add the data plan. But don’t activate it until you land at your destination. Take the printed QR code on your travels just in case.

We will send you the eSIM to your e-mail

As soon as you complete your purchase, you’ll receive the instructions to install and activate your international travel eSIM and get unlimited internet on your adventure!

Installation instructions with QR code

Manual installation instructions

Many travelers trust us.

Trustpilot DON’T stress about your phone service when you travel abroad! I used Holafly to travel home to California this year. The instructions were super easy to follow and I had no problems with the service for the whole 20 days…” Read more

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Twitter A complicated request was solved urgently within 24 hours of traveling. They are wonderful and I recommend it to everyone. Thank you HolaFly team!

Frequently Asked Questions about the Iceland eSIM

Is the Iceland eSIM usable in other parts of Europe?

While the Iceland eSIM is perfect for connectivity within Iceland, those planning to venture into other European countries should consider our Unlimited Europe eSIM . This option enhances your travel experience by providing consistent and reliable internet access across many European countries.

When does my data plan start?

Your plan activates immediately upon connecting your eSIM to any supported network. For example, if you bought a 1-day plan and you activate your plan at 10 AM, it remains active for a full 24 hours, concluding at 10 AM the following day.

Can I make phone calls and send messages with my Holafly eSIM?

The Iceland eSIM only allows you to use mobile data. It does not include a local phone number for mobile calls or messages. You can still make calls using apps like WhatsApp.

Which devices work with the eSIM card?

You can check if your smartphone is eSIM compatible here.

When will I receive my eSIM?

Once you purchase your eSIM, you will receive a confirmation email with instructions to install it immediately using a QR code or manual code. Remember that once the eSIM is purchased, it cannot be returned.

Can I keep my WhatsApp number?

You don’t need to do anything to keep your WhatsApp number. You’ll automatically keep your number, contacts and conversations.

How quick is the Holafly eSIM?

The Holafly eSIM Iceland offers maximum speed coverage (4GLTE5G). But bear in mind that in some areas of limited coverage there may be a lower speed connection. .We recommend you make a top-up or buy another mobile eSIM plan to get more data and stay connected.

Do I have to activate data roaming on my device?

Yes. To ensure that your eSIM gets the best coverage, you must turn on data roaming on your mobile settings. This will not incur any additional charges, as long as you have already set up the Holafly eSIM.

What do I do if I delete or lose my eSIM’s QR code?

If you cannot find the code, please contact our 24/7 customer support team at [email protected] or our online chat function. We will resend the code to your email.

What happens if I use up my data or my days of validity?

If you use all your data or run out of days, your eSIM card will no longer work and you will lose internet connection. It’s important to manage your data usage and plan your usage according to your needs. To avoid interruptions in your service, we recommend that you keep track of your eSIM usage or extend its validity (top-up) before your current eSIM expires.

What eSIM data plan should I choose for Iceland?

Whichever is available for your destinations and suits your travel needs better! You can choose plans from 1 to 90 days.

Could the internet speed with my Holafly eSIM be reduced?

This eSIM includes unlimited data for the corresponding valid days. However, please note that the operator may reserve the right to apply a Fair Usage Policy, as it applies to all other network users. In particular, if the operator estimates the usage of more than 90GB of data in a month, they may temporarily reduce the speed to between 256-1024KB to avoid affecting other users. This limitation is intended to prevent network saturation and will be removed within 24 hours. If you think the local carrier has limited your speed, please get in touch with us by chat, and we will check if there is any incidence and how to restore your rate to the maximum speed permitted by the network.

What is an eSIM?

An eSIM (embedded SIM) is a digital SIM card that can be installed directly into your smartphone or other mobile devices. It is an alternative to the physical, removable SIM card you’re used to.

Can I renew or extend the data on my eSIM?

You can’t do that with the Iceland plan. If you wish to extend your plan, you can purchase a new eSIM.

Can I share data with other devices?

Certainly! With the Iceland eSIM, you have the capability to share up to 500MB of data per day across devices by creating a WiFi connection using your smartphone. Refer to your device instructions for guidance on setting up a WiFi connection via a mobile hotspot.

How do I set up the eSIM on my device?

After your purchase, we will send a QR code and manual instructions to your email. Either print the QR code or open it on your computer. On your cell phone, go to Settings > Mobile Data > Add Data Plan and scan the QR code. Your phone will allow you to assign a specific name to this data plan. You will now be able to switch between your Holafly data plan and the original plan from your provider. The Holafly data plan will only be operational once you arrive at your destination. Once you land, turn on data roaming on your cell phone settings and activate the Holafly data plan. Consult your phone’s user manual for more details on adding a data plan. All eSIM products come with comprehensive set-up instructions.

When should I set up my eSIM?

Set up your eSIM before your departure. Once you reach your destination, just activate the data plan turning on data roaming. We recommend you print the QR code to take it and manual instructions with you on vacation, just in case. Remember that you need internet access to install the eSIM.

How can I check my data balance?

You can manage your eSIMs and access all purchased data plans by logging into your Holafly Center through the Holafly website.

How many times can I use my eSIM card?

If needed or when changing phones during your trip, you can transfer your eSIM. However, note that you can only transfer the eSIM to two devices—the original one and a new one. Once you’ve installed it on a different device than the original, you won’t be able to reinstall it on the original device and you must deliver the eSIM from the original device to install it in the second device.

Can I delete the Holafly eSIM once I’ve used my data?

Yes! But keep in mind that you don’t need to do so. As soon as your plan expires your eSIM will no longer work.

Can I use my SIM card and Holafly eSIM at the same time?

Yes, you can use your physical SIM card and Holafly eSIM simultaneously on your device, eliminating the need for swapping physical SIM cards. Simply set your prepaid eSIM as your default mobile data and preferred option for voice line in your device settings.

How do I get a refund?

At Holafly we are aware that our users may have unforeseen events after making the purchase. Therefore, you can request a refund in the following circumstances: – You bought the eSIM without checking the compatibility with your cellphone. – You canceled your trip or you no longer need the eSIM. – Our eSIMs generally work fine, but if you experience connection issues, we can provide you with a full or partial refund. Once the refund is approved, you will receive the money on to the same account with which you made the payment. This process can take between 5 to 10 business days. For more details, terms and conditions, we invite you to read our Refund Policy .

To which mobile network will I connect at my destination?

Your eSIM will connect to all the local phone networks that Holafly partners up with. You can review them in the Technical Specs tab.

Is Holafly my best option?

It is! Of course if you ask us which eSIM card is the best, we will naturally answer it’s ours! Why? Because of our unlimited data, the flexibility to select a custom number of days, and many more special features.

1 day unlimited data

Check that your device is compatible with eSIM

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If you have any questions during this process, remember we're here to assist you 24/7 through our Online chat.

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Best Sim Cards for Iceland Travels

Posted Feb, 13 2023

Travel Tips

We all have cell phones nowadays, but when you travel, you need to dig in a bit more to make sure you have service. Here's all you need to know about Iceland's SIM Cards!

Buying an Iceland SIM card can help you stay connected to your loved ones and also have a safer trip in case you need help or assistance. These are the best options.

Iceland is a wonderful country to visit in any season of the year. Hence, before you board your flight down here, it’s important you check what options phone companies have to offer. There are two things to bear in mind: their coverage and cost.

Getting an Iceland Sim Card is a great idea. This way, you don’t have to incur unnecessary roaming charges that can likely eat into your traveling budget.

Also, keep in mind that using your phone in Iceland can be very expensive. To keep costs on the low side, it's better to switch to a local prepaid option when you enter the country to take advantage of the better deals and tariffs.

Moreover, encountering extreme weather conditions in Iceland is quite possible. Having phone service will warrant you to contact friends and families or in more severe cases call the police if you are in dire need of emergency.

Will my Phone Work in Iceland?

Before we start talking about which is the best sim card or where to buy a sim card in Iceland, we need to establish some premises. Iceland makes use of GSM technology (traditional European frequencies) when it comes to its mobile networks. You then need to make sure whether your phone will actually work on the island.

So, if you have a CDMA (American frequencies) phone, it will not work in Iceland, irrelevant of which local sim card you insert. If you’re not sure how what technology your phone uses, the following are good indicators:

If your phone has a Sim card slot, the odds of it being a GSMA phone are good.
If your phone is one of the latest models, the odds of it being a GSMA phone are also good.
If you come from Africa, Europe, Asia, Oceania, or the Middle East, your phone more than likely works on GSM technology.
If you come from North-South or Central America or the Caribbean, your phone probably works on CDMA technology. You’ll need to get an entirely new phone on the island along with a sim card.

Where to Buy a SIM Card in Iceland?

It is important that you have a prepaid SIM card if you are planning a road trip to Iceland, so you can get around with ease. Also, make sure that your phone is unlocked before you get here, so you won’t have any problems with the prepaid sim cards here.

Getting a SIM card at the Keflavik airport is super easy . In fact, it should take you less than 10 minutes to get your prepaid sim card set up all by yourself and working smoothly before you leave the airport.

All you need is to get to one of the convenience stores within the airport area. Among them, you have the 10/11 store and Eymundsson bookstore both are inside Keflavik airport terminal. There, you can buy the plan that suits you best.

TIP 1: All SIM cards here will likely come in all 3-in-1 fitted package sizes - the standard size, the Micro size, and the Nano size.

TIP 2: All SIM cards here are also likely to have 4G coverage, except in some remote areas where 3G is the norm.

About Iceland’s Telco Providers

There are lots of places you can buy your prepaid mobile SIM cards when you arrive. You can get it from the terminal stores, supermarkets, drugstores, kiosks, and even official outlets.

The good thing about Icelandic phone operators are is that you don’t need any form of ID before you purchase any SIM card. That is because your mobile phone number is already active when purchased. Adding credit is also super easy as there are lots of prepaid card machines, shops, and supermarkets all around Iceland.

Here are some mobile operators you might likely need to know more about:

Siminn Iceland

If you are looking for the widest coverage of mobile phone operators, the Síminn Company easily comes to mind. Not just that they have the widest coverage , but they also stand as the oldest phone company in Iceland. Therefore, they boast better quality in data and voice calls.

The first point of contact when you arrive in Iceland with Siminn is at the Keflavik airport. You can find them either at their SIM kiosk or behind the claim your baggage area at the duty-free shop.

If you are coming in with your smartphone, tablet, or computer, they have you covered with their plans. Siminn packages come with varying prices depending on the deals you prefer. They are the market leader for 3G networks and steadily growing their 4G operation.

Siminn Iceland Prices

Their plans come with 2 options:

Voice and Data

The voice and data go for ISK 2,900 which includes the 50 minutes’ voice call, 50 SMS, and 50GB of data. The data-only SIM card can be purchased at ISK 2,000 with 1GB of data.

You can also get the following data packs added to both SIM cards

1GB ISK 1,700
5GB ISK 2,700
10GB ISK 3,700
50GB ISK 5,700

Vodafone Iceland

The next best prepaid SIM card operator in Iceland is the Vodafone Company. They are the biggest rivals to Siminn and they also, just like their competitor, offer 2G, 3G, and 4G/LTE networks. Because of their competitive nature, they tend to offer lower prices and great packages to subscribers .

Their SIM cards can be purchased at the Keflavik airport (their official kiosk and at the duty-free shop). Also, at supermarkets, gas stations, kiosks, and drugstores. They also offer varying prices and packages for your computers, smartphones, and tablets. You can also purchase credits from most local retailers, departmental stores, or corner stores.

Vodafone Iceland Prices

For Vodafone, you have the options for prepaid voice and data usage for the sum of ISK 2,000. Unlike their competitors, they offer unlimited local calls including 1GB of data which is valid for 30 days.

After the first 30 days you can activate the following package depending on your preference:

Plan S: ISK 500 credit, 500 local minutes, 1GB of Data, and unlimited local SMS and is sold for ISK 1,100

Plan M: ISK 1, 000 credit, 1,000 local minutes, 5GB of Data, and unlimited local SMS and is sold for ISK2100

Plan L: ISK 3, 500 credit, unlimited local SMS and minutes, 15GB OF Data and is sold for ISK 3,500

Vodafone also has these data packs added to their plan:

300MB ISK 690
500MB ISK 1,090
1GB ISK 1,390
5GB ISK 2,490

Nova Iceland

Nova is essentially the phone service provider of Iceland (unofficially). They have the most extensive network coverage and their prices are very affordable. That’s why many would say that it is the best sim card to get in Iceland.

Nova’s signal works especially well when you’re in the southwestern part of the island (around the capital city of Reykjavík). However, you may run into some trouble in other parts of the country, especially the north and other more remote regions.

Nova Iceland Prices

Nova offers 4 sim card options to choose from in Iceland (and all of these include unlimited calls and texts within Iceland):

1 GB data for ISK 1 790 (+/- $12.50) per month
10 GB data for ISK 2 490 (+/- $17.40) per month
100 GB data for ISK 3 290 (+/- $23.00) per month
250 GB data for ISK 6 490 (+/- $45.40) per month

An eSim Card as Alternative

An eSim is another alternative that you can opt for. This is a digital SIM that allows you to use your normal service provider and mobile phone package whilst traveling abroad. By purchasing an eSim Card, you’re never actually receiving a physical sim card .

Since there are many eSim Card service providers, do a proper deep-dive into all the eSim Cards that are available in Iceland. This way, you can see which one suits your needs (and budget) best.

Save on Costs With Your Iceland Sim Card

In conclusion, as you purchase your prepaid SIM card, keep in mind that, you now have a brand-new Icelandic phone number. Therefore, it is highly recommended, if you want to save costs, to use your data mobile for text and calls via your skype or WhatsApp.

Use your Icelandic voice minutes when you are making your restaurant reservations, renting a car in Reykjavík , or a hotel accommodation booking.

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Iceland Is The Best Place To Travel To In 2023: Find Out Why

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Iceland Prepaid Travel SIM Card
Iceland: 3 Best Prepaid SIM Cards Buying Guide (2022)
Prepaid Travel Card Icelandic Krona
Best Iceland Sim Card For Tourist And How To Buy A Prepaid Sim Card in
SIM Cards in Iceland: The Best Prepaid Plans
Iceland prepaid sim card pay-as-you-go

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5 Best Travel Cards for Iceland
5 Best Travel Cards for Iceland Getting an international travel card before you travel to Iceland can make it cheaper and more convenient when you spend in Icelandic Króna. You'll be able to easily top up your card in USD before you leave the US, to convert seamlessly to ISK for secure and flexible spending and withdrawals.
Best ways to spend travel money in Iceland: Debit & prepaid cards
Best ways to spend travel money in Iceland: Debit & prepaid cards Learn more about the best card to use, if you should use a UK debit card and other ways to take spending money to Iceland.
11 Best Prepaid Cards to Use Abroad (2024)
There are prepaid cards designed for all types of travelers and destinations. We've explored the many offerings available today and compiled our choices for the best prepaid cards to use abroad. So, if you're traveling abroad in the near future, keep reading for what we believe to be some of the top prepaid cards out there.
Money ... debit card or pre-paid travel card?
I understand that Iceland is pretty much cashless and I'm happy to use cards rather than cash. I'm not sure though whether to use our debit cards for all our transactions, or whether to use a pre-paid travel card.
Debit and Credit Cards in Iceland
When planning your Iceland trip, the logistics of how to pay for things will be a big concern. In Iceland are credit cards accepted? What about debit cards or cash? Can I do car rental in Iceland without a credit card? Most of the questions about using debit and credit cards in Iceland revolve around two main themes: car rentals and where they accept credit cards. Many travelers will turn to ...
How to Pay in Iceland : Debit & Credit Cards : Iceland Travel Guide
Find out more about common forms of payment in Iceland When visiting Iceland, you'll find that the most convenient way to make purchases is by card or mobile payment. In fact, locals rarely use cash since most merchants accept credit and debit cards even for small purchases.
Where to Get Icelandic Krona in the USA Without Huge Fees
1. Icelandic Krona Travel Money Card Travel money cards are prepaid debit cards that let you hold the local currency of your destination (ISK) so that ATMs and point-of-sale devices treat you like a local card holder. Simply top up your card balance in US Dollars and convert those balances to Icelandic Krona.
Buying a Sim Card for Iceland in 2024
In this guide you will find everything you need know about buying a sim card for Iceland with up to date prices as per August 2024, the best 4G/5G network in Iceland, where to buy a prepaid sim card, the best eSIMs for Iceland, info about buying a sim card at Reykjavik Airport and even info about international sim cards for Iceland.
2 Best Travel Cards for Iceland
2 Best Travel Cards for Iceland Getting an international travel card before you travel to Iceland can make it cheaper and more convenient when you spend in Icelandic króna. You'll be able to easily top up your card in GBP before you leave the UK, to convert seamlessly to ISK for secure and flexible spending and withdrawals.
Prepaid Travel Card by Mastercard
Mastercard Prepaid travel card is accepted globally, helps get a benefit from locked-in rates, allows worldwide access & is safer than cash. Explore more benefits.
3 Best Travel Cards for Iceland
3 Best Travel Cards for Iceland Getting an international travel card before you travel to Iceland can make it cheaper and more convenient when you spend in Icelandic Króna. You'll be able to easily top up your card in CAD before you leave Canada, to convert seamlessly to ISK for secure and flexible spending and withdrawals.
Cash or Card in Iceland: Which is the Best Payment Method for
The most commonly used cards are debit or credit cards with the international payment symbols (Visa, MasterCard, etc.). One major advantage of using a card in Iceland is that it saves you the hassle of carrying cash and worrying about currency exchange. You can also keep track of your expenses more easily, as nearly all card transactions are ...
Money ... debit card or pre-paid travel card?
I understand that Iceland is pretty much cashless and I'm happy to use cards rather than cash. I'm not sure though whether to use our debit cards for all our transactions, or whether to use a pre-paid travel card.
6 Best Travel Cards for Iceland
6 Best Travel Cards for Iceland Getting an international travel card before you travel to Iceland can make it cheaper and more convenient when you spend in Euro. You'll be able to easily top up your card in AUD before you leave Australia, to convert seamlessly to EUR for secure and flexible spending and withdrawals.
Compare international prepaid cards for your trip in
Compare fees, accessibility and more before opening an international prepaid card. Plus, learn where to get one and exactly how to use it.
How to Pay in Iceland: Credit Card & Debit Card
In Iceland, credit card reigns supreme, but you can also use a debit card. Here's what to know about paying with a credit card or debit card in Iceland.
Iceland eSIM from $6 with Unlimited Data
Shop at Holafly for the best prepaid eSIM cards for travel to Iceland, unlimited data is included so you can use your cellphone worry-free.
Prepaid Visa cards ?
Re: Prepaid Visa cards ? Jul 26, 2024, 6:35 PM. I purchased Vanilla prepaid credit card MasterCard for my daughter 16 to use in Iceland July 2024.. didn't work. Tried at Icewear and a convenient store. Reply. Report inappropriate content. 1-4 of 4 replies. Sorted by. 1.
Which Iceland Sim Card To Buy? Siminn, Vodafone Or Nova?
Don't miss a moment in Iceland! Discover the top SIM cards for travelers and stay connected throughout your Icelandic adventure. We reveal all!
Money ... debit card or pre-paid travel card?
I understand that Iceland is pretty much cashless and I'm happy to use cards rather than cash. I'm not sure though whether to use our debit cards for all our transactions, or whether to use a pre-paid travel card.
UK Post office pre paid travel card
Re: UK Post office pre paid travel card. Most places in Iceland accept the local ISK currency or credit cards only. Some places may take Euros, but you're going to get a bad rate. If you have an Internationally recognized credit card (Visa/Mastercard/etc, not Amex), you'll get a good rate when you use it.
Best prepaid card for Icelandic Kronas?
I'm travelling to Iceland shortly and want to know what card is best to use?

5 Best Travel Cards for Iceland

5 best travel money cards for Iceland:

Wise travel card

Wise features

How to apply for a Wise card

Revolut travel card

Revolut features

How to apply for a Revolut card

Chime travel card

Chime features

How to apply for a Chime card

Monzo travel card

Monzo features

How to apply for a Monzo card

Netspend travel card

Netspend features

How to apply for a Netspend card

What is a travel money card?

Travel money vs prepaid card vs travel credit card

What is a prepaid travel money card best for?

How to choose the best travel card for Iceland

What makes a good travel card for Iceland

Ways to pay in Iceland

Which countries use ISK?

What should you be aware of when travelling to Iceland

Conclusion - Best travel cards for Iceland

How does a Icelandic Króna card work?

Can I withdraw Icelandic Króna currency with my card in Iceland?

Why should I get a Icelandic Króna card?

FAQ - best travel cards for Iceland

Send international money transfer

Debit and Credit Cards in Iceland

Does Iceland Accept Credit Cards?

Debit, Cash Or Credit Card in Iceland

Credit and Debit Cards

Using Credit Cards in Iceland

Where in Iceland are Credit Cards Accepted?

The Best Credit Card to Use in Iceland

Keeping Cash Around as a Backup

The Almighty Iceland Credit Card PIN

Car Rental in Iceland Without a Credit Card

Car Hire in Iceland with No Credit Card – What are the Alternatives?

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Credit cards

Note for visitors from USA

Debit cards

Mobile payments

Traveller’s cheques

Buying a Sim Card for Iceland in 2024

Why buying a sim card in Iceland

My recommendation

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Best eSIMs for Iceland

Iceland sim cards and free roaming in Europe

Mobile internet operators in Iceland

Where to buy a sim card for Iceland

Phone stores Reykjavik city center

Prices Iceland prepaid sim cards in 2024

Vodafone Iceland

Nova Iceland

Best mobile data network in Iceland in 2024

Is there 5G in Iceland?

Nova Iceland network coverage

Vodafone Iceland network coverage

Siminn Iceland network coverage

Best sim card for Iceland in 2024

Buy a prepaid sim card for Iceland online

1. O2 Go Card - $24.90

2. Three Data Pack - $24.90

3. Orange Holiday ZEN - $29.90

4. Bouygues Telecom - $44.90

5. Orange Holiday Europe - $49.90

Portable WiFi devices for Iceland

Hotspot.rent Iceland

2 Best Travel Cards for Iceland

2 best travel money cards for Iceland:

Wise travel card

Wise features

How to apply for a Wise card

Revolut travel card