proof of travel insurance vietnam

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• Planning A Trip

All-in-one Guide to Travel Insurance For Your Vietnam Trip

• 1. Why Would I Need Insurance?
• 2. What Types Of Insurances Are There?
• 3. Insurance Plan
• 4. When To Get Your Insurance
• 5. Where To Start Looking For Travel Insurance

In many countries, purchasing and showing proof of a purchase for a travel insurance is a must as you apply for your travel documents. As you get a visa for Vietnam, you are not required to present one. But do you need one? The answer is YES, you will greatly benefit from a wisely picked travel insurance. And how to figure out which one is the best in the pool of insurance offered? We will tell you right now.

Why Would I Need Insurance?

You can just skip this section if you already know how important it is to get travel insurance. For those who are still skeptical, read on.

This is not to say Vietnam is an unsafe place to visit, but that anything can happen and it is better you get yourself prepared. Getting insurance sometimes will save you thousands of dollars, but in the least it gives you peace of mind. You know you are protected to a certain extent.

What Types Of Insurances Are There?

Thanks to Vietnam’s readily available tourism activities, you will find yourself anywhere from flying, taking cruise trips, staying at a high end resort, going kayaking on the bay or even simply crossing the streets. Fun as they may sound, some may be more prone to risk than others.

Currently in the insurance market, there is both individual and comprehensive plan for you to choose from: flight and trip cancellation insurance, travel health insurance, medical evacuation insurance, baggage coverage insurance, excess valuation, to name a few. Depending on your particular trip and preference, you may find one that best suits your interest.

How much your insurance will cost you will depend on the number of days you travel, the destination you will be travelling (Vietnam is generally listed as a safer place, and costing less money for insurance, some other countries), and the types that you choose.

Below is a closer look at the different types of insurance:

Trip cancellation.

If you book your flight with, Expedia or Orbitz or even directly from the airlines website such as Air Asia, chances are that you will be asked whether you want to purchase a flight or trip cancellation insurance. Unless you are 100% sure that you will make it for the trip, it may be wise to purchase one. This flight cancellation insurance starts from $13 and will be an excellent deal in case your flight or trip gets cancelled.

Flight Insurance

Baggage Insurance

You won’t be a happy traveler as you land and find out that you lost your baggage or your 2 trolleys were totally damaged. Most airlines will provide only hefty reimbursement in case of lost luggage. Baggage insurance will be necessary if you travel long distance.

Travel Health Insurance 

Your national health care insurance will not cover your trip to Vietnam in particular. The Australian Reciprocal Medicare Agreement only entitle Australian nationals to get discounted treatment while in the UK, New Zealand, Sweden, Italy, among others, but Vietnam is not currently on the list. Canadians with OHIP coverage will too bear the full cost of medical expense while abroad. For US citizens, some private health insurance may cover basic needs for your travel but no company will assist you to evacuate or repatriate back to the homeland with your existing plan. With the evacuation or medication pack, you will be aided in case of injury or death and flown back to your home country. The annual premium starts from $250.

Other insurances available for your consideration are: Adventure travel, Credit card coverage, extreme sports insurance, to name a few.

Insurance Plan

Instead of going with individual coverage you may also purchase insurance plan:

Vacation plan

This is the most popular type of all travel insurance. Vacation plan includes trip cancellation or interruption, medical emergencies, loss or delays of luggage, and some over coverage depending on the insurance providers.

Specialty plan

This includes evacuation plans, accident plans, which cover the emergency evacuation and often-sold on annual basis. The insurance will cover transport and any emergency medial costs associated with the occurrence while you are abroad.

Travel medical plan 

When To Get Your Insurance

It is best to get your travel insurance as you start your booking process: reserving a flight ticket, making deposit for a package tour to Vietnam or paying for your cruise trips.

Where To Start Looking For Travel Insurance

Below are some of the more prestigious travel insurance providers by countries:

Canada: Travel Guard, Kanetix (www.kanetix.ca), Manu Life (www.manulife.ca), RBC (http://www.rbcinsurance.com/travelinsurance/index.html)

US: Travel Guard, (http://www.travelguard.com)

UK: travel guard, Tesco Bank, Barclay (www.barclays.co.uk)

Australia: Travel guard, World Nomad, Travel Insurance Cover (www.travelinsurancecover.com.au)

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Travel insurance for Vietnam – 5 Tips & Recommendations

• Travel tips

Traveling to Vietnam is an exciting adventure, but it’s essential to be prepared for unexpected events by having the right travel insurance. This comprehensive guide will provide you with tips and recommendations to ensure you have the best coverage for your trip. From understanding the legal requirements to navigating the complexities of motorbike travel, we’ve got you covered.

Travel insurance for Vietnam

Travel insurance is a crucial aspect of any trip, providing financial protection and peace of mind against unforeseen circumstances. Whether it’s a medical emergency, trip cancellation, or loss of belongings, having the right insurance can make a significant difference. In this article, we will explore the importance of travel insurance for Vietnam, discuss mandatory requirements, and provide valuable tips and recommendations to ensure you’re adequately covered.

Is travel insurance mandatory for Vietnam?

While Vietnam does not legally require travelers to have travel insurance, it is highly recommended. Although you can enter the country without proof of insurance, having coverage is essential for handling medical emergencies, accidents, and other unexpected events that could otherwise become costly. Some travel agencies and tour operators may require you to have travel insurance as part of their booking conditions, so it’s always best to check their policies.

Driving a a motorbike without a license

Many travelers explore Vietnam by motorbike, whether it’s a long journey from north to south or a short trip around regions like Ninh Binh or the Ha Giang Loop. However, the majority of these travelers do not have a valid motorbike license, including an International Driving Permit (IDP). This poses significant risks:

• Insurance coverage : Most travel insurance policies will not cover you if you’re involved in an accident while riding a motorbike without a valid license. This means you could be responsible for all medical expenses and damages.
• Legal liability : Riding without a license can make you liable for any accidents or damages, which could result in fines or other legal consequences.

It is crucial to either obtain the necessary licenses before your trip or reconsider riding a motorbike if you’re not fully compliant with local laws and your insurance policy requirements.

Tips for choosing travel insurance for Vietnam

1. comprehensive medical coverage.

Ensure your travel insurance includes comprehensive medical coverage. This should cover:

• Emergency medical treatment
• Hospitalization
• Medical evacuation and repatriation
• Coverage for COVID-19 related medical expenses

Vietnam has modern hospitals in major cities, but medical care in rural areas can be limited, making medical evacuation coverage particularly important.

2. Coverage for trip cancellations and interruptions

Trip cancellations and interruptions can occur due to various reasons such as illness, natural disasters, or unforeseen events. Make sure your policy covers:

• Trip cancellations due to illness or other covered reasons
• Trip interruptions and delays
• Lost deposits and pre-paid expenses

3. Personal Belongings and Luggage

Loss or theft of personal belongings can be a significant inconvenience while traveling. Ensure your policy covers:

• Loss or theft of luggage and personal items
• Delayed baggage
• Replacement costs for essential items

4. Adventure and sports coverage

Vietnam offers numerous adventure activities such as trekking, kayaking, and motorbiking. If you plan to participate in such activities, ensure your policy covers:

• Adventure sports and activities
• Equipment loss or damage
• Injury related to adventure activities

5. 24/7 Assistance Services

Choose a travel insurance provider that offers 24/7 assistance services. This can be invaluable in emergencies, providing support for:

• Medical emergencies and hospital referrals
• Lost passport or travel documents
• Emergency travel arrangements

Recommendations for Travel Insurance Providers

1. world nomads.

World Nomads is a popular choice for travelers due to its comprehensive coverage and flexibility. It covers a wide range of activities and provides 24/7 emergency assistance.

2. Allianz Global Assistance

Allianz offers extensive coverage options, including medical emergencies, trip cancellations, and personal belongings. Their plans are customizable to suit different travel needs.

3. AXA Travel Insurance

AXA provides a range of travel insurance plans with comprehensive medical coverage, trip cancellation, and adventure sports coverage. They also offer 24/7 assistance services.

4. SafetyWing

Safe tyWing is known for its affordable plans tailored to digital nomads and long-term travelers. It offers medical coverage, trip interruption, and personal belongings coverage.

5. IMG Global

IMG G l obal offers a variety of travel insurance plans with robust medical coverage, including evacuation and repatriation. Their policies can be customized to include adventure sports coverage.

Additional tips for safe travel in Vietnam

1. stay informed about local conditions.

Keep yourself informed about local conditions, weather forecasts, and any travel advisories. This can help you make informed decisions and avoid potential hazards.

2. Keep copies of important documents

Make copies of important documents such as your passport, visa, insurance policy, and emergency contacts. Keep digital copies on your phone and physical copies in a secure location.

4. Follow local laws and customs

Respect local laws and customs to avoid legal issues and ensure a respectful travel experience. Familiarize yourself with basic Vietnamese etiquette and regulations.

5. Stay connected

Ensure you have a reliable means of communication, such as a local SIM card or international roaming plan. Staying connected can be crucial in emergencies or when you need assistance.

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Local tip! You might like these experiences

Ha Giang Loop tour: the highlights in 3 days

• Driving the Ha Giang loop is the best experience you can do in Vietnam
• Choose either on the back of a motorbike (adventurous option) or by jeep (comfortable option) – both private tours
• Explore the most remote villages and markets and learn more about the unique minorities living in the mountains.
• Behold the most impressive views of mountains and passes in Southeast Asia; lots of stunning photo oppurtunities
• Local experience staying in a homestay and eating in local restaurants
• Local English speaking guides that can stop whenever you want

Sapa homestay trekking 2 days

• The Sapa homestay trekking is the #1 thing to do in Sapa and its region
• Take a trekking through the stunning terraced rice fields and authentic villages and go beyond the day trips.
• Enjoy a unique experience with an overnight stay in a homestay of a local hill tribe
• Learn about the local cultures

Ban Gioc waterfall tour & Ba Be lake 3 day experience

• Vtisit Ban Gioc waterfall; the most imrpessive waterfall in Vietnam
• Explore stunning Ba Be lake by boat, the biggest natural lake
• Stay overnight in a homestay for a true local experience
• Destination: Travel tips
• By: Marnick Schoonderwoerd
• July 29, 2024

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Travel Insurance Vietnam

Travel insurance for vietnam.

Ah, Vietnam – a vibrant chaos of scooters zipping around, ancient temples that have seen it all, and greenery that makes you feel like you're in a nature hug. This Southeast Asian gem isn't just about rich culture and history – it's also the kingdom of adventures and, of course, the land of the mighty pho. Before you kick off your shoes and wade into the wonders of Vietnam, let's talk about practical matters. While Vietnam's known for the stunning Ha Long Bay and its gregarious people, it's also a place where even the savviest traveler might hit a speed bump. Let's dive into the everything you need to know abouet travel insurance for Vietnam so you can face unexpected travel hiccups with confidence.

• What should your Travel insurance cover for a trip to Vietnam? 
• How does Travel Insurance work for Vietnam?
• Do I need Travel Insurance for Vietnam? 
• How much does Travel Insurance cost for Vietnam? 
• Our Suggested AXA Travel Protection Plan

What Types of Medical Coverage Do AXA Travel Protection Plans Offer?

Are there any covid-19 restrictions for travelers to vietnam.

• Traveling with pre-existing Medical Conditions?

What should your travel insurance cover for a trip to Vietnam?

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Vietnam.

How does Travel Insurance for Vietnam work?

Imagine: you're on a motorbike adventure through the winding roads of Dalat. Suddenly, an unexpected slip or a minor mishap occurs, and you find yourself in need of medical attention. Here's where an AXA Travel Protection plan steps in with its "Emergency Medical Expenses" benefit. From hospital stays to doctor's fees, AXA can support and assist so you're not left navigating the complications of the Vietnamese healthcare system. Moreover, if the situation takes a serious turn and requires evacuation to the nearest medical facility or even repatriation, AXA Travel Protection's got your back. Here’s how travelers can benefit from an AXA Travel Protection Plan:  

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits:

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Vietnam?

Although it's not required to have travel insurance for Vietnam, we highly recommend that travelers think about getting an insurance plan to make sure they stay well-protected during their visit. Why? There are several reasons:

Medical Emergencies: Given the adventurous activities in Vietnam, the potential for minor mishaps or unexpected health issues is notable. Having coverage for emergency medical expenses ensures that you can seek necessary medical attention without worrying about the financial burden.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Emergency Evacuation & Repatriation: While Vietnam's healthcare has improved through the years, the quality of healthcare in more rural or remote areas may not be as advanced. In the event of a serious medical emergency, having coverage for emergency evacuation to the nearest suitable medical facility or repatriation becomes crucial.

How much does Travel Insurance cost for Vietnam?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Ecuador will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Vietnam hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. Travelers to Vietnam may want extra coverage. The Platinum Plan is a good choice for travelers who want a bit of extra coverage. Cancel for Any Reason is an option that offers coverage for canceling a trip for any reason. The Collision Damage Waiver coverage is also optional. It covers collisions, theft or damage to a rental car being used during your Vietnam trip.

AXA covers three types of medical expenses:

• Emergency medical expenses 
• Emergency evacuation & repatriation 
• Non-medical emergency evacuation & repatriation 

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home. 

Starting in 2023, travelers heading to Vietnam no longer have to show a valid Covid-19 vaccine card or a negative PCR test. The travel restrictions in Vietnam have been lifted, making the entry process simpler for all travelers.

Traveling with pre-existing Medical Conditions? 

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance to Vietnam?

Purchasing travel insurance for your trip is advisable as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Vietnam?

While travel insurance is not a mandatory requirement for Americans visiting Vietnam, it is highly recommended. Travel insurance can provide financial protection and assistance in case of unexpected events such as medical emergencies, trip cancellations, lost luggage, or other travel-related issues.

4. What is needed to visit Vietnam from the USA?

For a trip to Vietnam, US citizens need a visa for tourism or business, obtainable from the Vietnamese Embassy in the US or through a single-entry e-visa on the Vietnam Immigration website. Make sure your passport is valid for at least six months beyond your intended stay and has at least one blank visa page.

5. What happens if a tourist gets sick in Vietnam?

If you become sick in Vietnam, travelers with AXA Travel protection can contact the AXA Assistance hotline at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Vietnam Travel Insurance Requirements

Last updated: 03/07/2024

Effective May 15, 2022, Vietnam lifted all Covid-19 travel requirements, including mandatory travel insurance. With that said, these entry rules are subject to change at any time, and all travelers heading to Vietnam should confirm the latest entry requirements prior to departing for their trip.

Squaremouth’s Vietnam Travel Insurance Recommendations

In addition to a policy with Emergency Medical coverage with at least $50,000 in coverage, Squaremouth recommends a policy with at least $100,000 in Medical Evacuation coverage. Travelers who are visiting more remote areas of Vietnam should consider a policy with at least $100,000 of Emergency Medical and $250,000 in Medical Evacuation coverage, due to the potential for increased medical costs.

Emergency Medical coverage can offer reimbursement for treatment due to an unforeseen illness or injury, and typically includes treatment for contracting Covid-19. The Medical Evacuation benefit can provide reimbursement for costs associated with transportation costs associated with a traveler getting to the nearest adequate medical facility.

For travelers with prepaid and non-refundable trip costs, Squaremouth recommends the Trip Cancellation benefit, which can reimburse up to 100% of covered trip costs if a traveler has to cancel their trip before they’ve left. Typical reasons include an unforeseen illness or injury, death, inclement weather, or terrorism. Canceling from testing positive for Covid-19 is typically covered, as well.

Policies with Trip Cancellation coverage typically includes Trip Interruption. This benefit can cover a traveler’s unused, prepaid, non-refundable trip expenses if a person’s trip gets interrupted for a covered reason such as illness or injury, flight delays, or a natural disaster. If a traveler needs to cut their trip short, this benefit can also cover additional transportation expenses incurred to return home.

Vietnam Travel Insurance Trends and Data

Vietnam boasts delicious food, gorgeous hikes, and the world’s largest cave. Travelers also love to experience the limestone towers at Halong Bay.

Destination Rank: 19

Percentage of Squaremouth Sales: 1.23%

Average Premium: $279.14

Average Trip Cost: $3,725.17

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.

Helpful Resources

• Vietnam State Department Information
• Vietnam Travel Information

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Vietnam Travel Insurance Guide: Top 5 Insurance Options for Your Trip

Embarking on a journey to Vietnam, with its captivating landscapes and rich cultural tapestry, is an adventure filled with excitement and discovery. Ensuring a safe and worry-free experience involves choosing the right travel insurance. From comprehensive coverage to specific needs for exploring Vietnam, this guide explores the best travel insurance options, providing peace of mind for every traveler’s unique journey.

1. World Nomads: Comprehensive Coverage

World Nomads stands out as a top choice for adventurous travelers exploring Vietnam’s diverse terrains. Offering extensive coverage for medical emergencies, trip cancellations, and adventure activities like trekking and motorcycling, it caters to the thrill-seekers. Their flexible policies and user-friendly online platform make it easy for travelers to customize plans based on their specific needs. With 24/7 customer support and a reputation for reliability, World Nomads ensures that adventurers can explore Vietnam with confidence.

2. Allianz Global Assistance: Versatile Coverage for Every Traveler

Allianz Global Assistance provides versatile coverage suitable for a range of travel styles, making it an excellent choice for Vietnam-bound tourists. Their comprehensive plans include coverage for medical emergencies, trip interruptions, and baggage loss. Allianz offers a user-friendly online interface for easy policy management and claims processing. With a global network of medical providers and assistance services, travelers can trust Allianz to provide reliable support throughout their journey in Vietnam.

3. AXA Assistance: Tailored Coverage with Global Support

AXA Assistance offers tailored travel insurance with a global support network, making it a reliable choice for Vietnam-bound travelers. Their plans cover a spectrum of needs, including medical emergencies, trip cancellations, and baggage protection. AXA Assistance’s emphasis on customer service ensures that travelers have access to assistance whenever needed. With a user-friendly online platform for policy management and claims, AXA Assistance provides a seamless experience for those prioritizing personalized coverage and global support.

4. Travel Guard: Customizable Plans for Personalized Protection

Travel Guard, powered by AIG, provides customizable travel insurance plans to suit individual preferences and needs. Their coverage includes medical expenses, trip disruptions, and comprehensive protection against unexpected events. With flexible options for coverage enhancements, travelers can tailor their policies for specific activities or preferences. Travel Guard’s commitment to customer satisfaction, coupled with its global presence, ensures that Vietnam-bound tourists have access to personalized protection for a worry-free exploration.

5. SafetyWing: Affordable and Flexible Coverage

For budget-conscious travelers seeking reliable coverage, SafetyWing emerges as an affordable and flexible option. With comprehensive medical insurance, SafetyWing is a practical choice for those exploring Vietnam on a budget. Their policies are available to travelers of all nationalities, and the coverage extends even during brief returns to the home country. SafetyWing’s affordability and flexibility make it an attractive option for those prioritizing financial considerations without compromising on essential coverage .

Choosing the Right Travel Insurance: Considerations and Tips

Selecting the best travel insurance for Vietnam involves considering factors like coverage for medical emergencies, trip cancellations, and specific activities such as adventure sports. Assess your individual needs, duration of stay, and the type of activities you plan to engage in. Read policy details carefully. Additionally, consider the ease of claims processing and customer support. Comparing quotes and reviews can guide you in making an informed decision tailored to your travel requirements.

Conclusion: Safeguarding Your Vietnam Adventure

Choosing the best travel insurance for your Vietnam adventure ensures a safety net for unforeseen circumstances. Whether you’re exploring off-the-beaten-path destinations or immersing yourself in cultural experiences, reliable coverage from providers like World Nomads, Allianz Global Assistance, SafetyWing, AXA Assistance, and Travel Guard ensures you can focus on creating lasting memories with peace of mind.

Featured Image: View of Hanoi at Night | Photo by Quang Nguyen Vinh

June 1, 2020

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Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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Best Travel Insurance for Vietnam

Buying travel insurance can be confusing. There are many options with thousands of different companies all offering different policies. How do you decide which is the best policy for you?

We have crawled the web for the best travel insurance providers for Vietnam. The clear winners are IM Global , AIA , World Nomad , AXA , and Allianz Liberty Travel . Each of these providers offers safe and reliable policies for travel in Vietnam.

This guide to travel insurance in Vietnam will give everything you need to stay safe on your trip.

Why Travel Insurance?

It doesn’t matter where you go on this planet, travel insurance is essential. The real world is unpredictable. Accidents happen and not everyone is friendly. It’s always best to get covered for the unexpected.

Those who have long traveling plans in Vietnam or South East Asia must get travel insurance.

Your insurance will cover any unexpected financial or health problems. It will also give you peace of mind as you take on some risky and exciting adventures.

One of the biggest draws to Vietnam is the chance to motorcycle from North to South or vice versa. While this is an incredible experience it’s also highly dangerous.

Read more about: how to rent a motorbike in Vietnam

If you are going to ride a motorcycle in Vietnam, you MUST get appropriate travel insurance. to cover you (more on this later.)

Accidents are very common in Vietnam. Accidents can occur both on the road and off the road much like every other Southeast Asian country. It’s best to be safe and get yourself covered.

What Am I Covered For?

Travel insurance can cover anything from a stolen wallet to a motorbike accident. Insurance plans are adaptable. It’s important to understand what cover you will need before your arrival.

Apart from the basics that come with all cover plans, here are some specific things you will want to cover too.

Medical Insurance

Healthcare in Vietnam is vastly different from what you are probably used to at home. Walk into any public hospital and you are in for a big surprise. Huge waiting lines and a lack of beds is common.

You have two choices: cheap and basic or expensive and international. International hospitals in Vietnam are of good quality. We recommended them if you should get into an accident.

International hospitals are much more hygienic and operated by international doctors. The equipment is up to date and the medical advice given is usually sound.

You may not have the luxury of an international hospital and will have to settle for a public hospital. International hospitals are in major cities such as Hanoi, Ho Chi Minh City, and Da Nang.

Failure to insure yourself could result in an astronomical hospital bill. Do not risk it.

Motorbike Insurance

Driving a motorbike in Vietnam is a wonderful but dangerous experience. The roads in Vietnam are chaotic and very few rules exist.

You will discover that the biggest vehicle always has right of way. They care very little for your safety on a bike.

If you are thinking that you will be fine because you’re only driving out of the city, then think again. The roads are just as dangerous outside of the cities.

Motorbike accidents are the number one cause of accidents and injuries for travelers. If you have never driven a motorbike before, it’s advised that you do not start in Vietnam.

You may have the opportunity to learn how to drive. But, learning road awareness takes years of practice. Vietnam’s roads demand great awareness skills to stay safe.

In fact, the second biggest killer of Vietnamese people is traffic accidents. If you decide to drive a motorbike in Vietnam, you should buy a comprehensive insurance plan.

Motorcycle cover in Vietnam requires a valid motorcycle license. This is not required if you are driving a motorbike with an engine of 50cc or less.

Above 50cc you will need your valid motorcycle license and a Vietnamese license. To get a Vietnamese license, you need:

• A residence visa
• Work permit or business visa (30 days or more)

If you are planning to take a motorcycle trip through Vietnam, you will need a motorcycle that is at least 125cc. To be fully insured you must have:

• A valid license from your country of residence
• A Vietnamese motorcycle license

Without these, no insurance company will payout for a motorbike accident.

You can not legally drive anything more than a 50cc bike without a license.

If you have both valid licenses your insurance company will not pay out for if:

• You were not wearing a helmet.
• You were under the influence of alcohol/drugs.
• You were violating Vietnamese road laws.

Cancellations and Delay Insurance

Cancellations and delays are common throughout Vietnam no matter your mode of travel. 

You will likely experience delays when you take a domestic flight within the country. Popular domestic airlines like VietJetAir and Jetstar are often canceled and delayed.

It is important to get covered for both scenarios. You can then reclaim any money for pre-paid tickets, hotels, or tour bookings.

Cancellations are not always the fault of an airline or ferry service. You may have a family emergency and will need to get home immediately. You will then need to cancel future flights already booked.

Always make sure you read the small print on your cancellations and delay policy. Many insurers need proof that you made the best effort possible to continue your trip.

You may have to submit notes, announcements, letters, or emails to prove it was not possible. Without these forms of proof, you may not get refunded a single cent.

Loss and Theft

Loss is an inevitable part of your travel experience. Losing a few socks in a hostel is a lot different from leaving your MacBook on a coach in central Vietnam. 

If you are carrying lots of valuable items such as a laptop, camera, phones, and cash you should get them covered.

Theft is not that common in Vietnam but it’s always best to be safe than sorry. Most thefts happen in the major cities when men on bikes snatch purses or bags from locals or travelers. 

Again, this is rare but it’s worth getting covered anyway.

Catching DHF (Dengue Hemorrhagic Fever)

Read also: Sharks, jellyfish, snakes, and other dangers in Vietnam .

Dengue fever is a dangerous mosquito-borne disease. It can cause the infected to suffer from many symptoms including:

• Pain behind the eyes
• Joint and muscle pain
• Skin rash that appears after 2-5 days after fever

The best way to avoid DHF is to wear an appropriate bug mosquito repellent. This does not 100% protect you and you could still contract DHF.

Healthy adults can recover within a few weeks. You must go to the hospital immediately after noticing the symptoms above.

Travel insurance policies will cover you for inpatient and outpatient treatment of DHF. Double-check your policy to make sure it is included.

Contracting dengue fever is unlikely but possible. If traveling in areas of the country with a high number of mosquitoes such as the Mekong Delta, you are at a higher risk.

Food Poisoning

Food poisoning is a common issue for travelers in South East Asia. Your travel policy will cover you for any treatment but you should always make sure before you buy.

Most street food in Vietnam safe and cooked fresh right in front of your eyes. Getting food poisoning is more likely in restaurants where food is improperly stored.

A comprehensive travel insurance policy will usually provide you with dental coverage. This includes:

• Severe emergency (broken tooth, extreme and sudden tooth pain)
• Chipped tooth
• Severe toothache

Those with bad toothache or teeth issues should take their specialist toothpaste. You may not find it in Vietnam.

How to Pick the Right Travel Insurance

Plan your travels as much as possible so you know what type of activities you will be taking part in. Make a list of the activities you want to do. 

Start looking for plans that include all these plus the basics. Add any special items such as:

• Health/medical
• Motorbiking
• Cancellation/delay

You don’t need to plan your trip down to a tee. Have a good idea of the activities you want to take part in so you can get covered before arriving. 

Don’t decide to go white water rafting in Dalat on day three of your trip with no insurance cover already in place.

Always read your policy documents. Research into anything you don’t understand and make sure you know your rights before buying.

Some insurance policies look great when glancing at the “what’s covered” section. Always check the small print which details scenarios in which they won’t payout.

Make sure you understand all the following before you take out the plan:

• What’s included and excluded in the policy?
• How do you contact your provider?
• What paperwork should you travel with?
• What are the monetary limits for each item?
• What excess (if any) will you need to pay for each item if claimed?
• What proof do you need should you make a claim?
• What number is the international 24/7 hotline number?

Always spend a significant amount of time reading all the details. Unfortunately, some insurance companies don’t have your best interest at heart.

It’s on you to make an informed decision and not jump for the cheapest option.

Who Do You Contact in Case of an Insurance Emergency?

When you buy your travel insurance policy you will get an email with all the relevant paperwork. In the paperwork, you will find an emergency contact number that you can call 24/7 for help. 

If you don’t see this, contact your provider immediately for the details.

Once you have the details you should save the number on your phone. Keep the paper with you on your travels too and give the number to a close relative. This way, they can contact your provider on your behalf if needed.

What Do You Do in the Case of an Insurance Emergency?

You must find the emergency contact details of your provider. Call them and introduce yourself, tell them where you are and describe the situation you are in.

A member of your provider should then give you instructions on what to do next. They may provide you with a specific list of hospitals to attend, and this service you can receive.

Some providers may even be able to provide you with an ambulance. They may even arrange a doctor’s visit to your accommodation.

Your medical expenses are covered by your provider. You will most likely need to pay for those expenses first. You will then get refunded the money by your provider. This is why it is important to have cash in the bank for emergencies.

Keep all the documents you receive from any hospital or doctor. Some of this paperwork will need to go to your insurance provider. 

Can I Buy Insurance During Your Trip

Yes, it is possible to buy travel insurance or extend it during your trip. You may be limited to only a select few international providers. These may cost much more than other domestic providers back home.

Once you have bought your insurance it will take 3-5 days for the paperwork to activate. This is a precaution taken by the provider against any fraudulent claims.

It’s advised that you buy your comprehensive insurance before you take your trip.

In What Circumstances Will an Insurance Provider Not Pay Out

Alcohol inebriation.

You will not get covered if intoxicated when your accident occurred. It’s advised that you do not drink and drive during your time in Vietnam.

Riding a Motorcycle Without a License

You are only covered for motorcycle accidents if you have a driving license. You must have a license from your home country and a Vietnamese driving license.

Improper Coverage

If your expenses outweigh your cover you will need to make up any difference with your own money.

The Best Travel Insurance for Vietnam

Here are the best providers and policies for Vietnam travel. These companies are reputable, well-reviewed, and trust-worthy. Their policies may cost more than most but they are the safest options.

Click the company, go through the quote process and then start to compare. Each policy is different.

Make sure you add any specific adventurous activities you may want to enjoy on your travels. You can add these later while traveling but it’s cheaper to get covered right from the start.

We recommend that you start your policy at least a week in advance to your departure date. This will ensure the verification process for your policy is complete. You are then covered for the day you leave and the entirety of your trip.

World Nomad

Allianz Liberty Travel

Final Thoughts

Travel insurance for your trip to Vietnam is a no brainer. We’re confident you will explore the country without a single problem but it’s always best to be safe than sorry.

These are the most comprehensive and reliable travel insurance companies out there. It’s worth spending a good amount of money on a solid policy that covers you completely. You can then be free to enjoy your travels with complete peace of mind.

• Single Trip Travel Insurance
• Annual Multi-Trip Travel Insurance
• Family Travel Insurance
• Schengen Travel Insurance
• International Health For Individuals
• International Health for SME
• Travel Insurance Promotion
• COVID-19 Alerts

Travel Insurance For Vietnam  -  What To Take Note of

We provide selected covid-19 coverage* for the policies issued from 28th jan 2021, sgt 5pm onwards.

For policies issued on or before 28th Jan 2021, SGT 4:59pm - Allianz Travel will not be covering any claims arising from The COVID-19 Pandemic for such policies

4 Things To Consider Before Travelling To Vietnam

1. Travel Advisory

2. visa requirements, 3. accommodation, 4. travel insurance, useful information about the country - vietnam.

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Vietnam Guide

Information about vietnam.

(In tourist centers many Vietnamese will speak some English)

Right-hand side

Spring – March to May

Summer – June to August

Autumn – September to November

Winter – December to February

You must have a valid passport and a visa (or pre-approval for a visa on arrival) to enter Vietnam.

Singaporeans can enter Vietnam without visa for up to 30 days. 

Your passport must be valid for six months beyond your planned stay, and you must have at least one blank visa page. For the latest information, visit the Embassy of Vietnam website for the most current information.

While Travelling in Vietnam

1) beware of travel scams, 2) be cautious of traffic.

Traffic in Vietnam can be chaotic, and visitors should be cautious when crossing the street. Take heed from the locals and learn a tip of two about how they avoid oncoming motorbikes, tuk tuks and cars.

It maybe slightly overwhelming the first few times, but the key is staying confident. Start your road crossing with purpose and be quick on your feet. 

3) Take Note of Food Safety 

Vietnamese street food is world-renowned and definitely worth trying during your time in the country. However, it’s important to be cautious about consuming street food which can lead to food poisoning.

Try to visit stalls that look clean, and where the food is cooked fresh in front of you. If possible, avoid eating raw vegetables and fruits to ensure that any bacteria is safely removed through proper cooking.

Now that you are prepped with the necessary travel tips, you are ready to book your trip to Vietnam! 

Key Coverages To Look Out For In a Travel Insurance Plan

• Medical coverage
• Emergency evacuation
• Coverage for trip cancellation
• Coverage for trip interruption
• Coverage for travel delay
• Baggage coverage
• Baggage delay coverage
• Coverage for car rental damage
• Selected Covid-19 coverage*

Travel Insurance Catered to Different Needs

For one-off trips

Single trip plan is suitable for an occasional traveller or those who are looking for a short getaway

For family trips

Family plan provides cover for you and the members of your family who travel with you on your journey (maximum of 2 adults)

For frequent travellers

Cover for every trip in entire year (max 90 days per trip). More practical and hassle-free for those who are planning for more than 3 trips a year.

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Are you always worrying on too many things about your travels?

Travel should be peaceful… worry-free… pleasant… and any great adjectives that you can think of right now.

Help is just a phone call away

For 24/7 Emergency Assistance during your trip

Please call +65 6995 1118

For claims enquiries

Call: +65 6327 2215

Mon – Fri, 9:00 - 17:30 Singapore Time

e-mail: [email protected]

For customer service

call: +65 6327 2210 

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Do you really need travel insurance when visiting vietnam.

Traveling abroad, especially to a faraway country, can entail a lot of fears, after moments of hysterical excitement. A wide swath of scenarios can pop up in your mind: lost luggage and belongings, flight delays, ailments or allergies during the trip, and so on. What underlies these fears are the frustration of paying unexpected hefty sums way over your budget, and also a list of procedures and complications that do nothing but baffle and dishearten you. This is also why a precautious step like buying travel insurance now frequently appears on any traveler’s checklist. In some cases, like most European countries, travel insurance is a prerequisite for obtaining a visa. What about Vietnam? Is it necessary to buy travel insurance when visiting Vietnam ? To help you answer this question, this guide will lay out all the fundamentals of Vietnam travel insurance, and then you can decide for yourself.

Related guide: Obtaining a Vietnam visa

Understanding Vietnam Travel Insurance

First of all, it is not mandatory to buy travel insurance when visiting Vietnam. But it is essential to do so for a trip without nerves and worries.

Like the case of any travel insurance, Vietnam travel insurance is a sum of investment you make to buy your peace of mind during your whole trip in Vietnam. Any unexpected, unwanted and exorbitant costs like medical expenses, delayed or canceled trips, and other accidents during your Vietnam travel will be covered by your insurance provider if you take care to buy a suitable, prudent travel insurance plan in advance. A typical Vietnam travel insurance plan will provide coverage for you anywhere you go within the Vietnamese territory.

The higher the cost of your travel insurance plan, the more coverages the company will be able to offer you.

Related guide: Vietnamese currency

A ‘comprehensive’ plan provides coverages for various unfortunate situations a traveler may encounter, ranging from medical expenses for emergency accident or sickness (not pre-existing conditions) incurred during the trip (including the services of a doctor, charges for hospital confinement, prescriptions, medicines, etc.), to trip cancellation, trip interruption or delay (usually more than 12 hours), evacuation, repatriation of remains, and baggage loss, theft, or damage.

Another giant plus point of buying Vietnam travel insurance is that you will get unlimited emergency assistance service and counseling by the insurance company for many needs during the trip, for example, contact and address of the nearest hospital or the nearest embassy.

Besides the individual plan, some companies also offer family plans which can be a more economical option if you travel to Vietnam with your family members.

All the inclusions and exclusions of these plans should be stated very clearly by the insurance company, so read them carefully before signing the contract.

Considering a Travel Insurance Plan When Visiting Vietnam

Even if you have booked a tour to Vietnam that includes the cost of insurance, your travel involves more than just that single tour and plus, there are many limitations and exclusions of a tour insurance; for example, there would be no coverage for flight cancellation before the trip even if the reason warrants all the empathy in the world. So it is advisable to save yourself hefty unwanted loss and prepare best for the trip by buying a travel insurance plan before visiting Vietnam.

In order to decide which Vietnam travel insurance plan is suitable for your trip, it helps to account for the following factors:

• Do you travel alone or with family? If you travel with your family, then a family travel insurance plan could be a good choice.
• Is your intended destination a dangerous or distant place, or is that place natural-disaster-prone? If it is, then the cost of the insurance plan will likely be higher. In Vietnam, remote regions are mountainous regions like North West, Central Highlands, and some scarcely populated islands.
• Will you engage in some adventurous activities or extreme sports (like skydiving, scuba diving, rock climbing, trekking, riding a motorbike), or simply enjoy a leisure trip? If you aim for a laid-back cultural and culinary experience in populous big cities like Ho Chi Minh City or Hanoi, then a simple and reasonably priced plan would do. But if you’d love to challenge yourself to some daredevil games in rougher terrains, then think about getting yourself a decent (and more costly) insurance package.
• The maximum benefit you want to get in case of mishaps. The sum of cover varies depending on the plan you choose. Expenses in Vietnam are generally not high compared to many other countries. However, if you are a prudent being by nature, coupled with a comfortable budget, then buying a premium insurance plan would guarantee a completely carefree trip.

Read more: Vietnam Itineraries

What is The Cost and How to Buy Travel Insurance When Visiting Vietnam

The cost of a good Vietnam travel insurance plan varies depending on your country of origin, the length of your travel and the number of coverages you wish to have. A 7-day standard travel insurance plan for an American adult to Vietnam is roughly US$ 60 – 80 and US$ 8 for one day.

Research and contact the banks based in your own country to see if they provide international travel insurance, or consider some popular international travel insurance providers such as World Nomads and AIA, get a quote and read carefully what help they can offer you during your trip.

An important criterion when choosing an insurance provider is surely straightforward registration and payment method, as well as easy and speedy procedures to make a claim so that no hassle is going to wear you out.

Conclusion on Travel Insurance When Visiting Vietnam

Vietnam is a safe country to visit, but it is also advisable to buy a travel insurance package. For one the price is reasonable. For another the peace of mind and the extra assistance such a move brings is invaluable. Whatever plan you choose, always remember to read all the details and exclusions of a plan before taking a leap.

Check out our guides for more Vietnam travel information .

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